Senior Mortgage Underwriter

2 weeks ago


Watford Hertfordshire, United Kingdom D&R Recruitment Limited Full time €45,000

Mortgage Underwriter - Looking for candidates with either 1st/2nd charge or BTL mortgage experience

Location: Watford

5 days office-based

Salary: Up to £45,000 + Private Health & Dental care + Pension Plan + Many more

Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

  • Enter and update borrower data in fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with company policy and within regulation.
  • Ensure that all cases are underwritten within the groups risk appetite.
  • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
  • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
  • Maintain broker relationships that are integral to the growth for WOSL.
  • All work is to be carried out in accordance with the companies’ policies and procedures.

Skills:

  • Ability to work as part of a team.
  • Pass internal competency tests post induction.
  • High attention to detail
  • Good written and verbal communication skills
  • An understanding of FCA regulations
  • Experience in underwriting 1st and/or 2nd charge or BTL mortgage applications



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