Senior Credit Risk Analyst

1 month ago


Leeds, United Kingdom MERJE Full time

Senior Credit Risk Analyst- up to £55K + great benefits

3 days a week in Yorkshire


Key Responsibilities:

  • Developing, maintaining and improving credit risk/collections strategies to allow us to make high quality decisions for our customers driven by data.
  • Providing analyses to run credit portfolios against agreed performance indicators.
  • Supporting growth in the business through the delivery of WPB initiatives, delivering analytics to enable the design and roll-out of new lending products, enhancing existing product features and managing the exposure of our existing customers.
  • Leading complex analytical projects to completion with minimal guidance;
  • Formulating and clearly communicating conclusions and proposals giving consideration to the risk, reward and customer impact, collaborating with teams to make decisions;
  • Identifying solutions to emerging risk issues, changing priorities, project completion issues and areas of conflict;
  • Challenging established policy and procedures, where appropriate and suggesting improvements;
  • Ensuring portfolio strategies and processes are aligned with the appropriate regulations and regulator guidance;
  • Building strong interpersonal relationships and engaging with the wider organisation to provide insight and support for changes required to improve customer outcomes;
  • Build relationships with and shape the development of junior team members and offshore analysts improving their knowledge, understanding and experience;
  • Report progress on initiatives to Senior Management/governance forums on a regular basis;
  • Maintain the highest standards of documentation


Key Requirements:

  • Previous experience in a relevant role, e.g. Credit Risk Analytics, Collections Analytics or an Analysis based role, with experience of secured or unsecured products;
  • Excellent attention to detail and a track record of analytical capabilities using relevant software packages (i.e. SAS/SQL/VBA/Python) to analyse large amounts of data, draw conclusions and drive actions;
  • An understanding of consumer lending products, profitability and credit risk;
  • Experience of successful project management, working across a range of teams to deliver;
  • You enjoy working collaboratively and are a clear communicator;
  • You are motivated by making a positive contribution to how we support our customers and deliver
  • Knowledge of FCA regulations and experience of their application in a consumer lending environment
  • Possess a degree/qualification in an analytical/numerical field or equivalent


Send your CV to nmohamed@merje.com


*Must have right to work in the UK*



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