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Credit Risk Analyst

3 months ago


Ashford, United Kingdom Brakes Full time
Job Description

Credit Risk Analyst

We are currently recruiting for a Credit Risk Analyst to join the Credit Management department in our Ashford office. The role will focus on analysing customer credit applications and performing credit limit reviews daily. You will also liaise with the New Business Team to adopt the most efficient and appropriate way of creating new accounts.

This role is offering flexible hybrid working with 2 days based in our Ashford, Kent office for team collaboration and meetings, so you must be with in a commutable distance.

Key Accountabilities & Responsibilities:

Undertaking Risk Assessment Analysis; obtaining credit reports from Credit Safe assessing customer trade history & ensuring credit is granted in accordance with our risk criteria. Reviewing customer accounts & making credit limit/term recommendations to the Management Team Ongoing maintenance of customer credit limits and payment terms Mitigating potential risks and escalating red flags to key stakeholders Monitoring risk trends on behalf of management and sales personnel Meeting of departmental SLA's & KPI’s. Effective & professional handling of customer queries Maintain good customer relations, internal and external, embracing the company values. Other Ad Hoc duties as requested by Management to support the Credit Management Department

You:

The ideal candidate will enjoy working as part of a team and have gained exceptional customer service skills in previous roles and be IT Literate in MS Office packages, (SAP experience would be preferred). You will have excellent typing skills and a work to a high level of accuracy when interpreting credit reports. Having an understanding of how to read company accounts/balance sheets is desirable but training will be given to the successful candidate.

What you’ll get:

A competitive salary Huge discount on all sorts of lovely food and award-winning products Generous holiday allowance, with option to purchase more Recognition awards and Incentives Pension Real career opportunities - being part of Sysco, the world’s leading foodservice business, opens up a world of possibility

Additional Information

At Brakes everyone is welcome. We don’t want you to ‘fit our culture’ we want you to help define it and we actively celebrate the unique talents of each and every colleague. We don’t just look at your CV, we’re more focused on who you are and your potential. As part of our values, we are committed to fostering a diverse and inclusive culture where everyone has a voice, is appreciated and has the same opportunities. We work hard to ensure that everyone feels part of our business, as we care for one another and connect the world through food and trusted partnerships. Our ultimate goal is to ensure that everyone belongs and thrives at Brakes and we recognise that Brakes can only thrive when everyone feels they belong. We'll do everything we can to support you during your application. If you need us to make any adjustments to our recruitment process, speak to our resourcing team who will be happy to support you.