Middle Office

1 week ago


London, UK, United Kingdom Saxton Leigh Full time

THE COMPANY:

Our client is multinational corporate and investment banking company, seeking a Middle Officer to join the London business.

THE RESPONSIBILITIES:

  • Ensure all loan activities conducted by front office comply with internal policy and regulatory requirements for completeness and accuracy.
  • Monitor and manage loan disbursements and repayments.
  • Regularly review and update borrower information with compliance certificates and loan agreements.
  • Continuously monitor the performance of issued loans.
  • Identify and assess potential risks associated with existing loans.
  • Monitor market conditions and borrower circumstances to anticipate and manage risks.
  • Calculate interest payment amounts due from customers.
  • Ensure ongoing compliance with financial covenants.
  • Prepare accurate compliance certificates in a timely manner.
  • Perform various administrative tasks integral to the responsibilities of an agent bank.
  • Maintain organised and up-to-date records related to the portfolio.
  • Report portfolio-related issues promptly and effectively to the management team.
  • Support credit officer for regular credit review by analysing borrower’s financial statements and operating reports based on the initial report.
  • Demonstrate flexibility by undertaking additional activities as assigned by your manager.
  • Proactively contribute to the continuous improvement of processes within the portfolio management function.
  • Ensure effective communication and coordination across all teams involved in loan management.


EXPERIENCE REQUIRED:

  • Proven experience (+5years) in managing diverse Loan portfolios, particularly in Infrastructure and Real Estate.
  • Strong understanding of financial covenants and compliance requirements.
  • Excellent communication and interpersonal skills.
  • Ability to analyse loan documents i.e. financial models, valuation reports and provide informed recommendations.
  • Detail-oriented with a focus on accuracy and timeliness.



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