Motor Underwriter

6 days ago

London, United Kingdom Policy Expert Full time

**Who are we?**

We’re Policy Expert, a home and car insurance provider and we’re on a mission to shake up the personal insurance industry. We felt that insurers had underserved people for too long with confusing policies, expensive renewals and frustrating claims. It was time to put people first. Since our inception in 2011, we’ve used breakthrough thinking and proprietary tech to offer insurance that’s clear, fair and great value. And people like what we do. So much so, that last year we hit one million customers, driven by our double-digit growth.

**The Underwriting Team**

We are the engine behind the business, collaborating closely with our pricing, machine learning, and wider tech teams to underpin the company's growth and footprint.

We’ve got a huge amount of backing from our leadership team, allowing us to make decisions quickly and react to an ever-changing market. This autonomy gives us the edge over competition and allows us to stay nimble as we scale.

As I’m sure that you are aware, data is key, that’s why we ingest huge amounts of it from various third parties. This gives us a crystal-clear picture of our customers, leading to a best-in-class loss ratio keeping us one step ahead of the market.

**Requirements**:
**Who are you?**
- At least two years’ experience in personal motor underwriting with some technical and regulatory knowledge
- Good experience of risk underwriting with some exposure to account underwriting
- An analytical mind
- Good knowledge of Excel, Word and other office software
- Some knowledge of cars

**What will you be doing?**

You will assist the existing Motor Team with the growth and development of the motor offering. The role will include but is not limited to:

- Taking case level enquiries from the claims and motor underwriting call centres and offering technical guidance
- Conducting internal audits (and peer reviews) of departments with devolved authority from the Motor Team
- Creating stats and reports to assist with decisions
- Making recommendations based on the output of the stats
- Assisting the existing Motor team with the implementation of the strategy and yearly business plan
- Assisting the existing Motor, Pricing and Counter-Fraud Teams in optimising pricing, acceptance and footprint of the motor offering

**Benefits**
- Private medical cover with Vitality
- Dental Cover
- Hybrid working
- Training and education through LinkedIn learning and Plurasigh
- Travel season ticket loan
- Social events through the year
- Access to selected London O2 events and use of a Private Lounge.
- Employee Wellbeing Programme

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