Business Officer

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**Ref:21732**

**YourNewJobTitle**:Business Officer - Syndication & Corporate Lending

**TheSkillsYou'll Need**:Proficient in spoken and written English. Banking credit and marketing experience, familiar with corporate lending, loan syndication.

**YourNewSalary**: up to £50k depending on experience

**Location**:Central London

**Summary**:
Responsible for preparing credit facility proposals to the Bank’s relevant approval authority and managing designated account portfolio to monitor the overall credit risks and any irregular performance in accordance with the Credit Manual and other relevantpolicies.

**What You'll be Doing Each Day**:
Customer
- To assist Business Manager to develop new business opportunities.
- To monitor and control designated account portfolio for managing the overall credit risks and any irregular performance in accordance with Credit Manual.
- To liaise with customers and counterparties with a view to gathering customer and market information to fulfil 'Know Your Customer’ (KYC), Anti Money Laundering (AML) and Account Opening requirements and solicit business opportunities for the Bank.
- To interact with internal and external parties including treasury, lawyers, valuers, syndication arrangers, and agents; and
- To promote and enhance the Bank’s reputation.

Process
- To perform analysis on new and existing clients relating to business, industry, strategy and financials (including financial projections).
- To monitor and control designated account’s irregular performance in accordance to the bank’s guideline.
- To write and submit credit proposals and related reports (including: status reports and credit reviews) for risk assessment/control in a timely manner.
- To review finance documents to ensure alignment on terms between credit approval and legal documents.
- To coordinate loan documentation and facility drawdown with all concerned parties.
- To provide administrative supports (e.g., KYC, account opening, ALM compliance check) and cover to the Business Manager or other senior staff if necessary.

People
- To assist supervisors in achieving departmental objectives.
- To provide support and cover for other Business Manager/Officers if necessary.
- To ensure own personal development/performance objectives achieved.
- To be a role model for the team and help supervise other clerical staff (if applicable); and
- To build and maintain good business contacts with various internal and external counterparties.

Compliance & Risk Management
- Comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank and carry out duties with high integrity.
- Adhere to all established risk control guidelines, procedures and measures to identify, assess, report, mitigate and monitor the risks involved in the day-to-day work; and
- To keep abreast of the latest banking regulations, the Bank’s lending policies, internal rating models and other market developments.

**The Skills You'll Need to Succeed**:
Essential Skills:

- University graduate in Finance, Accounting, Economics, Business or related disciplines.
- Banking credit and marketing experience in a financial services organisation.
- Ability to analyse data, information, financial statements, due diligence report and write credit proposals.
- Proficient in spoken and written English.
- Proficient in MS Office (i.e., Excel, Word and PowerPoint).

Desirable Skills:

- Familiar with corporate lending, loan syndication and UK property markets an advantage.
- Proficient in Moody’s Analytics and Capital IQ an advantage.
- Knowledge in LMA documentation an advantage
- Knowledge in relation to general banking law and regulation, deposit, loan and other financial products an advantage.

**Job status**: Permanent

**Start date**: ASAP

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