Emea Payments Product Controller

**JOB DESCRIPTION** Department Description**

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in the Payments group to enhance your skills and make a significant impact in our organization.

As a Payments Product Controller, within EMEA Payments Product Control team, you will be responsible for the accuracy and integrity of books and records, as well as both month end and quarter end close process to ensure the books and records, both income statement and balance sheet are closed appropriately, accurately and reconciled to reported P&L in DRR. You will act as a primary function to ensure the banks comply/attest to the regulatory requirements on the accuracy and completeness of financial statements, with focus on variety of Liquidity products from Managed Deposits, index deposit, pooling structure all designed to help Treasurers and CFO’s of both financial institutions and corporates manage their global and regional payments activity.

**Responsibilities**:

- Month end close, analysis of revenue drivers, balance sheet movements and linkage of business activity to full financial results providing full and meaningful analysis and explanation of variances with appropriate supporting business drivers.
- Support of the month-end close process in partnership with the Financial Control team (based in Delaware and Mumbai) through review of the EMEA Payments balance sheet and P&L including associated investigation and resolution of variances and associated month end issues.
- Partners with other functions (Business Management, Middle Office, Technology, Front Office and Financial Control etc.) and Product Control peers globally
- Partners with the EMEA Payments business and the wider F&BM team (Business Management, Financial Control and Regional Partners) providing effective support and control oversight to help maintain a strong control environment and facilitate business growth.
- Oversights monthly Payments forecasting process in co-operation with the Business Managers and Product partners.
- Manages the impact to product control of legal entity and regulatory changes.
- Participates in Internal Audit and/or Risk driven product reviews and products deep dives
- Ensures rigorous compliance with control policies, standards and procedures - e.g. P&L minimum standards compliance (P&L sign-off and comprehensive explain)

**Required qualifications, capabilities, and skills**:

- This is a good opportunity for a Junior Associate looking for their next challenge with the potential for further responsibility in the fullness of time
- Qualified or part-qualified accountant (ACA/CIMA/ACCA) with strong accounting and double entry skills who can comfortably navigate their way around a product P&L and balance sheet
- Proven skills and results in identifying and resolving control and risk management issues that may impact financial results
- Sound commercial acumen and financial services industry awareness and product knowledge across a number of asset classes
- Flexible and adaptable to changing situations
- Strong control mindset, with an attention to detail
- Ability to influence and direct the activities of resources outside of direct control
- Strong interpersonal, communication and team-building skills.
- Ability to manage several projects and tasks concurrently and still deliver and execute on time

**Preferred qualifications, capabilities and skills**:

- Prior knowledge of cash accounts, nostros and the cash management process would be beneficial to this role as Liquidity is integral to the smooth operation of cash accounts across JP Morgan

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

The Corporate & Investment Bank is a global leader across investment banking, whol