Underwriter I

**Job Description**:
Angel Risk Management specialises in underwriting products for the small to medium-sized sector on behalf of AXA XL - the global insurer that combines financial security with a nimble and empowered approach. The majority of Angel online business is underwritten either via the Angel Underwriting bespoke system from the Angel Chelmsford office or the Angel online quick quote system. A typical Angel broker would usually be a smaller and predominately regionally focused broker, often individually owned.

AXA XL provides property, casualty, professional and specialty products to industrial, commercial and professional businesses, insurers and enterprises through the world.

As an Underwriter I, you will be responsible for delivering a profitable ‘Underwriting’ service to your clients. Your key tasks include: underwriting business within the agreed business plan and individual authority; supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; maintaining awareness of all claims advised while supporting and providing input on settlement of claims; building and maintaining relationships with brokers and clients; supporting the design and structure of risks; support and active involvement in the recruitment process; Embed Innovative company culture & actively work with IT and other Angel teams to ensure continuous development of efficient systems
- This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime._

**What**you’ll be doing**:
What will your essential responsibilities include?
- Calculating appropriate risk premium by considering the risk costs inherent to the sector, as well as the Underwriting and general administration costs while ensuring profitability.
- Proactively advising, assisting, servicing and following up with clients on insurance and risk management matters to ensure satisfaction and fulfilment of their insurance requirements.
- Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention
- Controlling timely implementation of new and renewed accounts according to quality standards.
- Reviewing loss control reports and managing policy endorsement requests to process any necessary changes to the policy
- Support the business planning and forecasting process; monitor financial exposure within outlined limits; monitor premium income to ensure it remains within set limits.
- Taking on a senior role within the business, working collaboratively in a team environment, assisting underwriters and management team.
- Develop, underwrite, quote and bind new and renewal business
- Deal with referrals and complex risks
- Assist the junior members of the team by acting as a referral point for business outside of their authority
- Deal efficiently with brokers queries as they arise
- Reinforce and build new partnerships and relationships with brokers
- Lead &/or support the development and running of new Angel products and propositions

**What**you’ll bring**:
We’re looking for someone who has these abilities and skills:

- Under technical direction, works within significant limits and authority on assignments of higher technical complexity and coordination.
- Possesses demonstrated technical knowledge and skills (underwriting or broking), including product and industry (Property and Terrorism), reflective of successful progression through various job family levels.
- Advanced analytical, negotiation and sales/marketing skills.
- Excellent written and oral communication skills.
- Interpersonal Savvy - Demonstrated ability to build and maintain insured and broker contacts.
- Collaborative team player who provides creative solutions and ideas for resolution
- Advanced technical skills particularly with wordings

**What**we**offer**:
**Inclusion**

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. _It’s about helping one another — and our business — to move forward and succeed._
- Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
- Robust support for Flexible Working Arrangements
- Enhanced family-friendly leave benefits
- Named to the Diversity Best Practices Index
- Signatory to the UK Women in Finance Charter

**Total Rewards**

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health,