Assistant Vice President, Loan Middle Office

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 6th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG (Mitsubishi UFJ Financial Group) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with around 2,300 offices in over 50 countries including the Americas, Europe, the Middle East and Africa, Asia and Oceania, and East Asia. The group has over 150,000 employees, offering services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.

As one of the top financial groups globally with a vison to be the world's most trusted, we want to attract, nurture and retain the most talented individuals in the market. The size and range of MUFG's global business creates opportunities for our employees to stretch themselves and reap the rewards, whilst our common values, to behave with integrity and responsibility, and to build a culture which is fair, transparent, and honest, underpin everything that we do. We aim to be the financial partner of choice for our clients, whatever their requirements, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

MUFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: MTU) stock exchanges. The group’s operating companies include, but are not limited to, Bank of Tokyo-Mitsubishi UFJ, Mitsubishi UFJ Trust and Banking (Japan's leading trust bank), Mitsubishi UFJ Securities Holdings (one of Japan's largest securities firms), and MUFG Americas Holdings.

MAIN PURPOSE OF THE ROLE
- Loan middle office team are responsible for acting as first point of contact on transactions which need special or complicated handling, uncommitted deals that have not been accepted by a Front Office and which need pricing/agreement. This will include management of the supply chain finance loan portfolio (on boarding of suppliers/buyers/investors, tracking/distribution of funds, agreeing of rates, sub participation, ‘referral’ deals, revaluation activity, deals under default arrangements, uncommitted deals, alternative funding deals, or deals with features or handling that cannot be readily handled in core processing systems without intervention.
- Loan Middle office will engage with Front Offices when on-boarding new deals, advise and suggest structures which can be handled, and where appropriate establish processes and handling to manage exceptional items, and co-ordinate internal stakeholders. This could include performing key operational analysis, documenting requirements, producing process flows, standard operating procedures and supporting line managers with operational documentation.
- The team will actively monitor for scheduled and unscheduled events on the loan portfolio which need handling not covered by Loan Participation team and which may require additional intervention or support and where needed provide instruction to the loan participation team in order that they are able to process these items.
- Loan middle office will also act as an escalation points for the Loan Participation team when any issues arise that may be unclear or need ongoing engagement and investigation to resolve.

KEY RESPONSIBILITIES
- Provide support and guidance to junior team members to facilitate the completion of daily obligations and new deal capture in accordance with head office rules and regulation.
- Responsible for the accurate verification of junior team member’s work.
- Provide assistance, as requested, to line management in the control of daily work flows to ensure timely completion of daily obligations.
- Provide first line escalation to junior members of the team for issue resolution and using knowledge, solve routine issue and queries, escalating where necessary for decision making.
- Assist line management in the creation, review and maintenance of policies and procedures to ensure accuracy.
- Provide general support to facilitate the implementation of projects as and when necessary
- Communicate and negotiate with a variety of Stakeholders, including Front Office, Lenders and Borrowers in order to administer events on a portfolio of loans.
- Act as first p