Senior Credit Risk Technical Specialist Model

2 weeks ago

Coventry, United Kingdom Coventry Building Society Full time

About The Role
We have an exciting opportunity to join the UK’s 2nd largest Building Society and 8th largest mortgage lender (with c£55bn of assets), as a Senior Credit Risk Technical Specialist in the area of model monitoring.
This role sits within the Risk Measurement function, which reports directly to the Chief Risk Officer. This role reports to the Credit Risk Manager (Model Monitoring) and is a technical role with no line management responsibility.
As a Senior Credit Risk Technical Specialist, you will take a lead role in developing and delivering model monitoring across IRB and IFRS9 models.
Key responsibilities include:

- Providing in depth technical interpretation of requirements and regulations in relation to the monitoring of IRB and IFRS9 models, including scorecard monitoring, and PD, LGD and EAD models.
- Providing technical leadership of the monitoring team and by acting as a mentor to the team
- Working closely with internal stakeholders to ensure that the monitoring requirements of new models are appropriately considered.
- Supporting the team manager in planning for and delivering detailed monitoring reports, including in response to changes in regulation or as a result of changing business strategy and requirements.
- Liaising with external advisors and third parties as appropriate, including our external auditors and regulators
- Presenting monitoring reports to senior committees as appropriate, including Retail Credit Models Committee (RCMC), Expected Credit Loss Group (ECLG) and Model Risk Committee (MRC), and responding to queries from senior managers and committees.
About You
You will be a highly numerate individual with substantial experience of working in retail credit risk and will be able to demonstrate a thorough understanding of applicable prudential regulations and accounting standards.Prior exposure to the monitoring ofInternal Ratings Based (IRB) and Expected Credit Loss (IFRS9) models would be a significant advantage.
You will have a deep understanding statistical tools used to monitor credit models and will need to be able to translate the meaning of the outputs that are generated by the model monitoring reports into formats that are easily understood at senior (includingexecutive) level so that business decisions regarding the performance of the models can be made.
You will therefore be adept at presenting complex data and information. You must be able to liaise effectively with internal and external stakeholders including external auditors.

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