Pricing Analyst

**Job Title**: Pricing Analyst
**Contract Type**:Permanent
**Salary Range**:Up to £38,00 DOE
**Location**:Home worker - please note there is an expectation to attend the office more during the first few months, over time this will reduce to 1 day per week.

**Pricing Analyst (Household)**: Our Underwriting department are looking to bring on board an experienced Personal Lines Pricing Analyst to join our team who are based from our offices in Eastleigh.

The Pricing Analyst will be reporting to and providing first line support to the Senior Pricing Analyst and will be responsible for carrying out pricing reviews and changes of the Ageas standard portfolios and key accounts. Engaging with the Underwritingteam, Test Teams and IT Developers the Pricing Analyst will be producing and examining pricing analyses and make recommendations to optimise profitable growth and, help implement pricing structures. Therefore, solid knowledge of personal lines market, pricingand underwriting principles along with working knowledge of Excel and SAS is a must.

The Pricing Analyst must have GI experience ideally in Personal Lines, be highly numerate and have an inquisitive nature with a flair for manipulating and interpreting data to help improve business performance.

This is a great opportunity for someone who is looking for variety in their pricing career and with an established and reputable insurance provider.

**_Please note that this role will be initially working from home, however once safe to do so, the role will be a mixture of working from home and the office._**

**Main responsibilities for the Pricing Analyst**:

- Support the Senior Analyst of assigned Accounts from a pricing perspective.
- Carry out pricing reviews of Ageas standard portfolios and key accounts, through analysis of the profile, mix trends and performance including by rating factors, new business acquisition and renewal retention.
- To make pricing changes/recommendations as appropriate, engaging actively with Underwriting teams, to control areas of poor performance and optimise profitable growth and to present these at the appropriate sign off committee.
- Produce, monitor and report on new and current management information to support pricing decisions.
- Work with other members of the Pricing and Development teams to develop and implement new analytical techniques.
- Support Underwriting teams in reviewing new, enhanced or alterations to the product covers and recommending appropriate pricing changes.
- Work with internal and external IT developers, Test teams and project managers to support delivery and implementation of pricing structures and rates.

**The successful Pricing Analyst will have the following**:

- 2.1 or above in a Mathematical/Statistical/Science/Engineering degree
- Good knowledge of Excel and SAS
- Experience with Radar and R/Python are all desirable however not essential
- High degree of numeracy with good statistical skills to analyse trends and understand modelling techniques
- Understanding of pricing and underwriting principles and key performance indicators
- Good working knowledge of the personal lines market and how to manage account performance through the underwriting cycle
- Good communication skills, both written and verbal, with the ability to explain technical analyses to non-technical audience

**Here are some of the benefits you can enjoy within the Pricing Analyst role based in Eastleigh**:

- A competitive pension for which Ageas will pay twice the amount.
- Generous amount of holidays with the option to buy up to 5 additional days.
- Annual Salary review.
- Discretionary annual bonus based on personal and company performance.
- Life assurance of 4 x salary with the option to flex up.
- Return to work programme scheme.
- Support groups
- well-being activities, yoga, mindfulness sessions, Sports and Social Club events and more.

**About #Ageas**:
To find out more about Ageas, see About Us.