Underwriter

3 days ago

Cardiff, United Kingdom Tandem Bank Full time

**Core Details**:
Working Pattern: Rotational Shift

**Salary**: £25,000 + up to 20% bonus

**The role**:
We're Tandem. The UK's fairer, greener, digital bank providing hard working people across the UK with sustainable ways to borrow and save.

With more than 500 people in London, Blackpool, Cardiff, Durham and Manchester, all working together to create a fairer, greener, more accessible bank for people across the UK.

We're on a mission to proactively help our customers to reduce their carbon footprint and accelerate the UK to net-zero carbon emissions by 2050 and we need more people to help us achieve this goal.

We've taken the beliefs, behaviours, and personality and created four underpinning values. These values demonstrate our guiding principles and behaviours for everyone at Tandem. Our ambition is that these values are ingrained and always front of mind when we're engaging with our stakeholder audiences. Our values are BRAVE, ENTERPRISING, SIMPLE and TOGETHER.

We're building an amazing team and we're looking for an ambitious and purpose-driven Underwriter to join the team.

**What you'll be working on**:
As an Underwriter you'll be responsible for:

- Ensuring SLA's are met and when possible exceeded for our intermediaries and customers
- Excellent understanding of our Credit policies, lending rules and appetite
- Sound Commercial understanding
- Good understanding of the FCA rulebook and ability to demonstrate the desired outcomes
- Ensuring our Fair and Green outcomes are upheld and championed
- Ownership of individual performance and personal development.
- Represent the department and positively contribute to relevant committee meetings/projects groups as directed by HOL.
- Maintain good level of knowledge of the relevant industry sector.
- Accountability for individual performance and contribution to achieve KPI's set by the business.
- Ensure all information for customers and creditors is correct prior to loan pay-out.

**What we are looking for**:

- Experience in a similar role within a financial services lending environment.
- Good organisational and time management skills resulting in the ability to prioritise tasks to meet tight deadlines.
- Excellent attention to detail and a desire to provide excellent customer service.
- Ability to positively contribute to a team.
- Ability to self-motivate and use own initiative to achieve individual target
- Excellent written and oral communication skills.
- Good questioning techniques.
- Good investigative skills.
- Strong computer literacy including working experience on Microsoft Office

You can find our Applicant Privacy Policy here.

Tandem Money is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.

Please be aware that background checking (including credit and criminal records checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Our mission is to build a business of the future, that improves people's financial lives.

No agencies please.

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