Assistant Underwriter

From day one, our mission has been to create an independent business with a unique culture - one that is controlled by the people who work for it. Finding the most talented and entrepreneurial people has always been key to our success.

People come to Howden Group Holdings for lots of different reasons, but they stay for the same one: our culture. That’s what sets us apart, and why we nurture and retain the best talent in the market. Whatever your priorities - work/life balance, career progression, sustainability, volunteering - you’ll find like-minded people driving change at Howden Group.

Role overview

We are looking for a bright, motivated and enthusiastic person who is excited by the opportunity of joining a fast growing, service orientated team as an assistant underwriter.

This role is ideal for someone with previous experience (preferably in the HNW/Personal Lines Market) providing specialist service in the insurance market. This role will see you undertake varying underwriting processes to support underwriters in ensuring delivery of a professional service to our partner brokers, whilst achieving key business performance metrics.

The individual will join our energetic, fast paced, dynamic company on a permanent, full-time basis.

Role responsibilities- Deal with incoming queries from partner brokers, insurers and third parties.- Underwrite business in accordance with Company and Underwriter requirements.- Process instructions and identify issues arising, and then implement actions according to Company policies and procedures.- Innovative, always looking for ways to improve efficiency of the underwriting process.- Exercise personal skill sets and personal knowledge for the overall benefit of the underwriting team.- Ensure that service levels to Partner Brokers / Insurers is of high standard.- Resolve any outstanding underwriting related tasks/matters in a timely and efficient matter to enable supporting functions, including exposure management processes, accounts management and transactional processes.- Ensure all dealings are carried out with integrity and professionalism.- Act in utmost good faith, in accordance with Company and/or Group policies and never risk the Company’s or Group’s reputation.- Manage assigned projects and contribute to other projects as required.

Key Skills & Experience- Ability to work quickly, efficiently and methodically.- Strong networking and communication skills.- All round awareness of those aspects of the insurance industry that have a direct bearing on key responsibilities and accountabilities.- Efficient and highly organised with the ability to work independently.- Pro-active and strategic approach to work.- Attention to detail.- Ability to work under pressure to tight deadlines.- Ability to adapt to a rapidly changing business environment.- Exposure to household/motor insurance industry experience- ACII or working towards CIP exams (desirable)- 2 Years working in a service driven insurance environment (Preferable)

Compliance and Regulatory Requirements- To remain compliant with FCA requirements at all times.- To obtain appropriate approvals to ensure compliance with company policy, procedures and regulatory requirements/rules, with regards to data protection, money laundering etc.- To share ideas, best practice and other information within the team.- Evidence that in all aspects of the business process, priority is placed on treating customers fairly.- Meet all competency requirements by undertaking training and following agreed principles, policies, processes and procedures.- Identify and refer any actual or potential conflicts of interest.- Identify and refer any breaches, potential risks or non-compliance to line management.- Ensure that own performance, HR and Training and Competence records are up to date and meet the Company’s requirements.- Maintain accurate records and deal with correspondence appropriately.

What do we offer in return?- Competitive salaries - with annual pay reviews and company bonus scheme.- Career progression - Potential to grow and expand your skillset/experience as the business grows- Minimum 25 days holiday - with an additional purchase option.- Health & well-being - through a 24/7 employee assistance programme for you and your family, providing practical support on a range of issues, such as health, money, and work.- Hybrid working - to give you more flexibility to manage work and home life.- Study Support - and career progression opportunities. If you wish to study professional qualifications or develop your leadership skills, a personalised development plan is available to you through our L&D team and your manager.- Referral Reward Scheme - could see you rewarded for every successful placement.- Diversity & Inclusion - with many employees involved in committees celebrating our LGBTQ+ community, and race and gender equality.

Our culture: People First

Our core values dictate how we live and work. We are a group with i