Personal Injury Handler

**We’re First Central Insurance & Technology Group (First Central for short), an award-winning innovative insurance and technology organisation, delivering market-leading motor insurance, underwriting, distribution, finance, technology and legal services.**
Do you have excellent claims experience to include handling personal injury claims? Do you push boundaries being an excellent communicator, getting the job done and love to bring forward your ideas?

It’s all about Personal Injury claims being assertive and providing our customers with real peace of mind.

We’re on the lookout for a **Personal Injury** **Handler **to join our growing organisation in either our **Salford Quays, Manchester** or **Haywards Heath, West Sussex** office.

What’s the secret to our success? Just bring your best and we’ll work out the rest.

In return for working with us we will offer you:

- ** Generous competitive starting salary up to £28,000 - Depending on experience plus fantastic benefits**:

- ** A fun, energetic and lively working environment**:

- ** Excellent career progression opportunities with increased salary available on completion of Progression level matrix**:

- ** Monday to Friday 9am to 5:00pm - Flexibility available**:

- ** Blended approach to working in the office (1 day) and from home 4 days a week following training and passing probation**

**Personal Injury Handler job responsibilities**:

- Proactively manage Injury claims within a personal authority amount
- Validate policy indemnity for each claim, ensuring that the correct insurer status applied
- Manage and negotiate a limited caseload of development files on referral to mentor or Senior Technical Claims Negotiator
- Manage Third Party Property Damage (TPPD), including credit hire claims, in accordance with FCIM’s procedural requirements and own authority limits
- Process claim payments in accordance with personal authority
- Ensure all claims handled hold case specific reserves and that First Central Insurance Management’s (FCIM) reserving philosophy is adhered to on each claim.
- Be responsible for personal development requirements in specialist area, by attending all training sessions to ensure understanding of technical issues
- Ensure compliance with all regulatory and corporate policies and requirements (including “Treating Customers Fairly” principles)
- Proactively manage incoming telephone calls
- Manage claim costs within personal allocation by achieving most economical settlement
- Identify potential fraudulent claims and action in accordance with FCIM’s guidelines
- Develop and maintain effective relationships with colleagues and business partners.
- Ensure that all expressions of dissatisfaction are registered in accordance with FCIM’s complaint procedure
- Ensure that the prompt referral of all claims outside personal authority limits to a Senior Technical Claims Negotiator or the Technical Claims Team Leader
- Achieve all personal objectives, Key Performance Indicators (KPI’s) and Service Level Agreements (SLA’s)
- Identify and pursue all potential recoveries from the relevant parties
- Any other reasonable duties, including general claims tasks as required

**Personal Injury Handler experience & knowledge**:

- Strong motor claims experience working within a bodily injury claims environment **(Desirable)**:

- Experience handling claims within an OIC (Official Injury Claims) Portal or similar **(Desirable)**:

- Previous customer service experience within financial services or Graduate level applicant will be considered
- Proven track record in personal injury claim handling, including dealing with personal injury claims within and out with the RTA Portal
- Technical expertise with exposure to third party claims including credit hire and liability
- Commercial awareness
- Knowledge of regulatory framework relating to Motor Claims Understanding of the main principles of English Law as it applies in the technical motor claims and legal field
- Previous knowledge of FCA requirements (including TCF) and the regulatory framework relating to Motor claims
- Understanding of all aspects of motor claims, to include credit hire and potential fraud
- To be conversant with the all sections of Pre-Action Protocol for Low Value Personal Injury Claims, Civil Procedure Rules and the Road Traffic Act (RTA)
- Understanding of the RTA and Article 75 status within Motor Claims

**What can we do for you?
**We believe we can offer you a great working environment as we’re so passionate about our people. Here are just some of the benefits and perks that we offer
- Fantastic training and development opportunities
- Employee benefit packages to suit your lifestyle
- Flexible working
- YOUday - we give you an extra day off to celebrate a special day
- The opportunity to take a paid day off each year to do charity work
- A health cash plan
- Help with travel expenses
- The opportunity to buy additional holiday
- Company pension sche