Credit Risk Analyst

2 weeks ago


Northampton, United Kingdom Butler Rose Full time

Butler Rose is working alongside an ever-growing Finance company based around Northampton as they are recruiting for a Credit Risk Analyst. This is an exciting new position to join a family run company that want to make a difference.

As a Credit Risk Analyst you'll be reporting directly to the CFO while analysing and reporting customer and credit risk to ensure the business is operating within risk tolerance and are optimising the market by making sure the right products are being offeredto customers. You'll be supporting new business, pricing decisions and provisioning for local and macro risk while working closely with the commercial and operations team.**
**Duties**:

- Input into risk/reward initiatives (new products, pricing, commission structures)
- Analyse book profitability via different cohort lens'
- Participate in monthly product and pricing meetings
- Attend and participate at quarterly provisioning committee meetings
- Report on risk performance (identify areas for development and improvement for new business and back book)
- Undertake affordability analysis and monitoring of book
- Working with Experian to utilise data, best practice and credit risk methodologies to increase book performance
- Ensure consistency of reporting and approach by working with FinOps and PP&A Teams
- Ensure all policies and accounting standards are being implemented correctly.

**Key Skills**:

- Degree level education with technical focus (Maths, Economics, Finance, Computer Science)
- Track record in data and analytics
- Experience in consumer finance
- Understanding of lending dynamics, balance sheet and credit risk
- Strong leader and communicator
- Demonstrate working knowledge of accounting standards

**Benefits**:

- 28 days annual leave + 3 BH for full time employees
- Discretionary up to 7.5% annual bonus
- Pension Scheme
- Holiday sale of up to 3 days per calendar year
- 3 Volunteer leave days per calendar year
- Study Support

If this role sounds of interest, please contact Ben Smith.

Butler Rose is committed to equality in the workplace and is an equal opportunity employer.
Butler Rose Ltd is acting as an Employment Business in relation to this vacancy.


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