Credit Risk Analyst

2 weeks ago


Northampton, United Kingdom The One Group Full time

**Credit Risk Analyst**

Big ideas, exceptional people, and revolution. This company are on the move. Our client is currently recruiting for a Credit Risk Analyst to join their well-established Finance team.

This is a newly created role to support the business as it continues to grow, reporting directly to the CFO.

**Key Responsibilities**:

- Create and develop risk analytics and insights focused on customer, asset, broker and other variables
- Reporting of risk performance - back book and new business identifying areas for development and improvement
- Undertake regular affordability analysis and monitoring of book
- Work with Experian utilising data, best practice and credit risk methodologies to enhance book performance
- Support inputs into the risk-reward pricing and commercial initiatives including new products and pricing, commission structures, distribution channel development
- Analysis of book profitability via different cohort lens' e.g. risk, distribution, age, product, term, asset
- Support provisioning process and methodology
- Attend and present at quarterly Affordability Committee meeting
- Attend and participate at monthly Product & Pricing Committee meeting
- Attend and participate at quarterly Provisioning Committee meeting
- Undertake ad-hoc analytical projects as required by the business
- Work closely with the FinOps and PP&A teams to ensure consistency of reporting and approach
- Work with auditors and advisors as required
- Maintain robust controls, audit trail and documentation
- Ensure policies and accounting standards are up to date and being implemented correctly
- Work closely with other parts of the business to ensure appropriate levels of compliance and controls
- Ensure all regulatory, statutory and compliance responsibilities are discharged appropriately


  • Credit Risk Analyst

    2 weeks ago


    Northampton, United Kingdom Harnham Full time

    **Credit Risk Analyst** **Northampton** **Up to £50,000 + competitive bonus and benefits** **The Company** Join one of the largest banks in the UK giving you the unique opportunity to join their largest data enabled credit risk team! They are looking for a skilled Credit Risk Analyst to join this growing team, learning the latest technology and defining...


  • Northampton, United Kingdom Experis LTD Full time

    **Role - Data Analyst (Credit Risk)** **Location - Northampton - required on site 1-2 days a week, remaining is remote** **Duration - 10 Months** **Rate - £400** As a Credit Risk Analyst, you get the opportunity to drive value through appropriate Risk Management of relevant credit risk analytics and strategies for the my clients Small Business Issuing...

  • Credit Risk Analyst

    3 days ago


    Northampton, United Kingdom Page Personnel Finance Full time

    As the Credit Risk Analyst your role is to support the business as it continues to grow, reporting directly to the CFO. Core responsibilities of the role are to analyse and report customer and credit risk to ensure that the business is operating within risktolerance and optimising market opportunities, ensuring that the right products are being offered to...

  • Credit Risk Analyst

    1 week ago


    Northampton, United Kingdom eFinancial Careers Full time

    As a Barclays Credit Risk Analyst, you will be responsible for conducting in-depth investigative analysis on the BUK Unsecure Lending portfolio (cards, loans and partner finance) and segments through use of data available via cluster warehouses and outsourceddata. This is an excellent opportunity to develop and produce a range of reports to establish credit...


  • Northampton, United Kingdom eFinancial Careers Full time

    As a Barclays Payments Credit Risk Strategy Analyst you will drive value through appropriate Risk Management of relevant credit risk analytics and strategies for the Barclays Payments Small Business Issuing portfolio (BPI). You will work on developingand optimising credit risk strategies and processes. You will also be accountable for driving profitability...


  • Northampton, United Kingdom Harnham Full time

    **Lead Credit Risk Analyst - IRB Models** **Northampton Up to £70,000 + Benefits + Bonus** This is the chance to play a senior role in hands-on model development of IRB models for a top tier bank within a highly skilled analytical team. Thi is a pure model development role where you can advance your technical skills building out a variety of modelsas our...


  • Northampton, United Kingdom eFinancial Careers Full time

    As a Barclays Credit Strategy Analyst, you will join our Credit Risk team, driving value through the appropriate Risk Management of relevant credit risk analytics and strategies for the Barclays' Payments portfolio. This is an exciting opportunity to joina valuable team, where you will showcase your expertise to develop credit risk strategies and processes,...

  • Credit Risk Analyst

    2 weeks ago


    Northampton, United Kingdom Goodman Masson Full time

    Responsibilities of the role will include: 1. Investigating the company's exposure to different kinds of credit risk, and its resilience in times of market stress, and propose frameworks and/or activities to manage these. 2. Helping develop analytical ways to identify, understand, and manage credit risk on the portfolio 3. Formulating policy and strategy for...

  • Credit Risk Manager

    2 weeks ago


    Northampton, United Kingdom Billing Finance Ltd Full time

    Join to apply for the Credit Risk Manager role at Billing Finance Ltd This role is part of a privately-run family owned vehicle financing company located on the outskirts of Northampton that focuses on customers with non‑standard credit profiles. About the Role We’re looking for a highly skilled and analytical Senior Credit Risk Manager to elevate our...

  • Credit Risk Manager

    7 days ago


    Northampton, United Kingdom eFinancialCareers Full time

    As a Barclays Credit Risk Manager, you will be responsible for the identification, sanction and review of corporate credit risk across the Barclaycard portfolios. You will work in partnership with Relationship/Product and relevant bank sanctioning teams,provide credit input and expertise, while delivering a World Class credit service and ensuring achievement...