Credit Risk Modelling Consultant
3 days ago
Overview We are seeking a highly skilled Credit Risk Modelling Consultant to support small consumer banks, digital lenders, and fintech organizations in designing, enhancing, and validating risk models across the credit lifecycle. The ideal candidate brings hands-on technical expertise, deep regulatory understanding, and the ability to translate complex analytics into actionable business strategies for rapidly growing lending operations. Key Responsibilities 1. Credit Risk Model Development & Enhancement Build, refine, and deploy credit risk models, including: Application scorecards Behavioral scorecards Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models Early-warning and collections models Leverage statistical, econometric, and machine-learning techniques to improve model accuracy and stability. Translate credit strategy needs into data-driven model features and methodologies. 2. Model Validation & Governance Conduct independent model validations, including conceptual soundness reviews, data quality assessments, benchmarking, and performance testing. Develop and document validation findings, recommendations, and remediation plans in accordance with regulatory expectations (e.g., OCC, FDIC, FRB, CFPB). Support clients in building model risk management (MRM) frameworks suitable for small organizations. 3. Regulatory & Compliance Support Advise clients on compliance with relevant US banking regulations, model risk guidance (SR 11-7), fair lending, and consumer compliance requirements. Support exam preparation, remediation of regulatory findings, and development of model documentation, policies, and procedures. 4. Data & Infrastructure Support Work with clients to assess and enhance data architecture, data quality, and model deployment pipelines. Provide guidance on integrating alternative/fintech data (cash-flow underwriting, open banking, device data, etc.) into risk models. 5. Strategic Advisory Translate modelling insights into portfolio strategies, including acquisition, underwriting, pricing, line management, and collections. Support development of credit policies for emerging or scaling lending products (unsecured installment loans, BNPL, credit cards, small-dollar credit, etc.). Advise early-stage fintechs on risk scaling challenges, including rapid growth, thin-file populations, and limited historical performance data. Required Qualifications Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Data Science, Finance, or related field. 3–7+ years of hands-on experience in credit risk modelling within consumer banking, lending, or fintech. Proficiency in Python, R, SQL, SAS, or equivalent statistical tools. Strong understanding of credit data, bureau attributes, scorecard development, and model monitoring. Familiarity with US regulatory expectations for model risk management. Experience communicating with stakeholders across risk, product, compliance, and executive teams. Strong documentation and presentation skills. Preferred Qualifications Experience in small banks, community banks, or early-stage fintechs. Experience with alternative data and machine-learning modelling techniques. Knowledge of cloud platforms (AWS, GCP, Azure) and model deployment workflows. Experience developing credit strategy in addition to model development. Prior consulting experience is a plus.
-
Credit Risk Consultant
1 week ago
London, United Kingdom Leadenhall Search & Selection Full timeJob DescriptionLeadenhall have partnered with a London based growing credit risk consultancy who are looking to bolster their modelling team.The team has a wide experience in managing risk across the credit lifecycle including portfolio evaluation, managing acquisition and collection strategies and supporting regulatory projects (IFRS9 and AIRB).It's an...
-
Credit Risk Consultant
6 days ago
London, United Kingdom Harnham Full timeINFO - SALARY: - £40000 - £75000 LOCATION London - JOB TYPE - Permanent **CREDIT RISK CONSULTANT** **LONDON** **UP TO £75000** Join an exciting risk consulting firm working on working on Credit, Market, Climate and Counterparty risk models. **ROLE** - Develop, implement, and validate credit risk models to assess the creditworthiness of...
-
Credit Risk Consultant
2 days ago
London, United Kingdom Harnham Full time**CREDIT RISK CONSULTANT** **£40,000 - £55,000** **LONDON** Are you a credit risk model developer? Are you looking to work for one of the fastest growing companies in Europe? This job will allow you to work on a large array of projects for clients in the UK and across Europe. **THE COMPANY** The company is one of the largest Credit Risk Consultancy...
-
Credit Risk Consultant
4 days ago
London, United Kingdom Harnham Full time**CREDIT RISK CONSULTANT** **£50,000 - £ 5 5,000** **LONDON** Are you a credit risk model developer? Are you looking to work for one of the fastest growing companies in Europe? This job will allow you to work on a large array of projects for clients in the UK and across Europe. **THE COMPANY** The company is one of the largest Credit Risk Consultancy...
-
CREDIT RISK CONSULTANT
3 weeks ago
London, United Kingdom PeopleGenius Full timeRisk Modelling Consultant – IFRS9 For this role we can only accept applicants who have IFRS9 Modelling experience and ideally skills in Python. You'll be able to commute to London on a full time basis and be a UK Resident or be looking for Sponsorship but with UK experience. There are some incredible benefits on offer here including super healthy client...
-
Credit Risk Consultant
1 week ago
London, United Kingdom Leadenhall Search & Selection Full timeLeadenhall have partnered with a London based growing credit risk consultancy who are looking to bolster their modelling team.The team has a wide experience in managing risk across the credit lifecycle including portfolio evaluation, managing acquisition and collection strategies and supporting regulatory projects (IFRS9 and AIRB).It's an exciting...
-
CREDIT RISK CONSULTANT
4 weeks ago
london (city of london), United Kingdom PeopleGenius Full timeRisk Modelling Consultant – IFRS9 For this role we can only accept applicants who have IFRS9 Modelling experience and ideally skills in Python. You’ll be able to commute to London on a full time basis and be a UK Resident or be looking for Sponsorship but with UK experience. There are some incredible benefits on offer here including super healthy client...
-
CREDIT RISK CONSULTANT
2 weeks ago
London Area, United Kingdom PeopleGenius Full timeRisk Modelling Consultant – IFRS9For this role we can only accept applicants who have IFRS9 Modelling experience and ideally skills in Python. You’ll be able to commute to London on a full time basis and be a UK Resident or be looking for Sponsorship but with UK experience. There are some incredible benefits on offer here including super healthy client...
-
Credit Risk Consultant
4 days ago
London, United Kingdom Leadenhall Search & Selection Full timeLeadenhall have partnered with a London based growing credit risk consultancy who are looking to bolster their modelling team. The team has a wide experience in managing risk across the credit lifecycle including portfolio evaluation, managing acquisition and collection strategies and supporting regulatory projects (IFRS9 and AIRB). It's an exciting...
-
Credit Risk Consultant
1 week ago
London Area, United Kingdom Leadenhall Search & Selection Full timeLeadenhall have partnered with a London based growing credit risk consultancy who are looking to bolster their modelling team.The team has a wide experience in managing risk across the credit lifecycle including portfolio evaluation, managing acquisition and collection strategies and supporting regulatory projects (IFRS9 and AIRB).It's an exciting...
