Senior Pricing Analyst

Company Description:

Trust Payments is an MFSA-regulated in Malta; and an FCA-regulated company in the UK. We provide a range of payments and commerce solutions, with market-leading technology and data insights.

We offer innovative payment methods and cutting-edge technologies, with a truly global presence. Our global offices cater to the most demanding business sectors, including retail, travel, hospitality, forex, and financial services.

Driving value for our clients and demonstrating genuine care for their success, is a core value of ours. We also believe in striving to build a better, more sustainable tomorrow and believe in conducting our business ethically, driving social and environmental change.

We have a passionate, collaborative, and diverse culture that recognizes that every employee contributes to our business success.

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Trust Payments have an exciting opportunity for a Senior Pricing Analyst to join our team.

Location: Hybrid - London / Malta

Salary: Competitive + Benefits

How will you make an impact in this role?

To analyze and optimize Trust's merchant and partner pricing frameworks, ensuring profitability, competitiveness, and pricing alignment in relation to scheme and issuer costs. This role sits within the Pricing and Revenue Assurance function and reports directly to the Head of Pricing and Revenue Assurance.

The position encompasses comprehensive revenue assurance responsibilities, including monitoring and validating revenue streams to ensure accurate billing and collection processes. This involves conducting regular revenue reconciliations, identifying and investigating discrepancies, and implementing controls to prevent revenue leakage.

The role requires close collaboration with finance and data teams to ensure proper revenue recognition and reporting, whilst maintaining oversight of pricing model performance and their impact on overall revenue generation. Key responsibilities include analysing scheme fee structures, monitoring issuer interchange costs, and assessing their impact on pricing competitiveness and margin optimization.

The position focuses on establishing and maintaining revenue assurance frameworks that support business growth whilst safeguarding against financial risks, including continuous monitoring of cost structures and pricing effectiveness to maximize profitability.

What We Expect of You, Day To Day:

• Analyze, model and maintain interchange and scheme fee databases
• Build and enhance profitability models at merchant, partner, and portfolio levels
• Conduct sensitivity, elasticity, and impact analyses to inform pricing changes
• Support pricing reviews, cost recovery initiatives, and margin protection efforts
• Partner with Finance, Product, and Sales to identify revenue opportunities and cost optimizations
  Contribute to new product pricing initiatives

Qualifications

• 3–6 years' experience in payments, acquiring, or financial analytics ; ideally in the merchant acquirers
• Understanding of interchange, scheme, and processing economics
• Proven experience building pricing or profitability models
• Commercial acumen and experience engaging with cross-functional teams
• Strong presentation and stakeholder communication skills
• Advanced proficiency in Excel
• Degree in Finance, Data Analytics, Economics, or related field (desirable)
  SQL and BI tool experience (e.g. Quick Sight) (desirable)

We offer comprehensive benefits to support our team members and their families' well-being.

Our robust benefits package includes (subject to local office benefits policy):

• Be part of a dynamic, market-leading Fintech experiencing rapid growth
• Flexible work arrangements tailored to role requirements and business needs
• Comprehensive wellness initiatives, including mental health resources supported by internally qualified mental health first aiders
• Extensive leave provisions, encompassing annual, volunteering, and birthday allowances
• Progressive family-oriented policies and benefits, including Maternity, Paternity and Adoption leave
• Robust compensation package, including pension scheme, healthcare plans, and life assurance
• Regular corporate events fostering team cohesion and company culture
• Diverse company culture and global working environment

Continuous professional development and career advancement opportunities

Offer of employment with Trust Payment is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Next Steps:

Ready to revolutionize fintech? If you're excited about this opportunity, we'd love to hear from you

Our Talent Acquisition Team will review your application promptly. We'll contact successful candidates via email and phone to discuss the next steps, including our inclusive interview process.

Additional Information:

Trust Payments is an Equal Opportunities Employer

We are a growing business with an aspiration to create a truly inclusive working environment, where each employee can reach their full potential. We celebrate the differences that exist within our teams. We encourage our people to bring their own opinions and thoughts to work, to be authentic and help us to innovate. We do this by embracing people as individuals, and appreciating that what works for one person, doesn't work for everyone. We are committed to equal employment opportunity for all, regardless of race, heritage, religion, gender, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or any other protected characteristic.

If you require reasonable adjustments to be made to enable you to apply for a role with us or wish to provide feedback about the accessibility of this website, please contact the Talent Acquisition Team.

Automated Assessment Notice

Trust Payments may use automated tools during our recruitment process, including skills assessments and application screening questions. All decisions involve human oversight and comply with data protection legislation. Candidates can request human review of any automated screening decisions.