Affordability Product Manager

Company Description
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments.

We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at

Job Description
The Product Manager is responsible for establishing a deep product expertise from a technical and market perspective, solving industry and client challenges. This particular position will be specialising in the consumer lending market, requiring specialist understanding of the industry and data used within it with a focus on extracting value, benefits, features and functionality translating into client and customer value. You will be responsible for defining product innovation and executing into product roadmaps, Supporting go-to market plans and marketing campaigns for specific products. Reporting into our Head of Product Management this position will require you to innovate and challenge the status quo as the market evolves to new legislation.

Our data driven products are market leading and we are looking to recruit a Product Manager, who is ideally experienced in working with data, products and services within the Financial Services Domain.

We ask that you have

• Good understanding of the Affordability rules under which regulated lenders are expected to assess consumers including the Consumer Credit Act and the FCA handbook.
• Able to strategise about what current and new data sources could be used to enhance the accuracy of affordability assessments and to establish new approaches.

Qualifications

• Product Management experience
• Knowledge of the available data sources relevant to the assessment of affordability for the purpose of consumer credit lending.
• Proven experience in leading Product Innovation execution
• Experience in credit reference data and open banking data
• Experience of the lenders JTBD in the risk and affordability decision flows for both new and existing customers.
• Awareness of relevant regulation and regulators. (FCA / PRA)
• Understanding and experience across financial services

Additional Information

• Hybrid working
• Great compensation package and discretionary bonus
• Core benefits include pension, bupa healthcare, sharesave scheme and more
• 25 days annual leave with 8 bank holidays and 3 volunteering days. You can purchase additional annual leave.

Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces 2024 (Fortune Top 25), Great Place To Work in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why.

Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.

Experian Careers - Creating a better tomorrow together

Find out what its like to work for Experian by clicking here

Experian Careers - Creating a better tomorrow together

Find out what its like to work for Experian by clicking here