Risk Pricing Manager

Job Title:
Risk Pricing Manager

Location:
Bexhill/Leicester/London

Welcome to Hastings Direct

Welcome to Hastings Direct - From our Group HR Director Pam Angel

We're a digital insurance provider with ambitious plans to become The Best and Biggest in the UK market. We've made huge investments in our data and tech capabilities over the past few years, along with nurturing our 4Cs culture. We're proud of the journey we're on as a company and know that our continued success will rely on the contribution of our talented colleagues.

We provide insurance for over four million customers, but we know there's even bigger opportunity out there. The fact you're now reading this job advert means we've tempted you to find out more about - we really hope you like what you see, and you'll join us to share in the success of the exciting chapter that lies ahead.

We understand some people may not apply for jobs unless they feel they tick every box. If you are excited about joining us and think you have some of what we are looking for, even if you're not 100% sure we would love to hear from you.

Role overview

To lead a team of Risk Pricing Analysts in order to deliver overall profit and growth targets for underwriting through adjustments to the risk pricing models

Accountabilities

• Developing & delivering new insight, including the integration of new data, new analytical techniques and new ways of working
• Identifying opportunities to improve our risk pricing models in order to expand our competitive footprint or to rectify unprofitable segments
• Leading Risk Pricing projects & project teams to generate value for the wider business
• Develop key risk pricing tools such and approaches
• Lead and support risk pricing analysts through peer reviews, coaching and mentoring
• Ensure that you are meeting customers' fair and reasonable expectations and provide fair outcomes. Question and challenge peers and managers where processes and procedures do not meet these expectations and any activity that does not place customers' interests at the heart of how we do business.
• Ensure completion of all training as mandated by the company and regulated by the FCA.
• Ensure that direct reports and self, achieve and demonstrate levels of competence required to fulfil job requirement

Essential skills/experience:

• Comfortable working with numerical/statistical data
• Good skills in use of statistical/data manipulation packages (preferred) with aptitude for building advanced skills
• Pro-active approach to driving change
• Critically evaluates information
• Good communication skills, written and verbal

• Confidence to express opinions / challenge

• Pricing/analytics experience in the financial services sector

• Basic knowledge of Insurance market & competitors
• Good understanding of underwriting principles

Interview Process:

Recruiter screening call

1st Round - Intro call with Hiring manager

2nd Round - Case study round followed by call with Hiring leader

What we will give you:

Join us and you'll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you'll be helping to drive our growth, so in return, we'll give you all the support, training and development you need. Not to mention plenty of recognition and rewards, and the scope to voice your ideas and put them into practice.

As a Disability Confident employer, we're committed to ensuring our recruitment processes are fully inclusive - what this means to you is if you're applying for a job with us, you'll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS).For more information on the DCS, please visit our inclusive business page on our careers website

Benefits:
in addition to a competitive salary and £5k car allowance you will also receive…

Flexible working
- we champion a flexible hybrid working approach - please speak to your recruiter to discuss in more detail

Competitive bonus scheme
- all colleagues are eligible for our annual 4Cs performance bonus

Physical wellbeing
- as a Band 4 colleague, Hastings pay for you to receive private medical Insurance (also known as PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen

Financial wellbeing
- as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%, we are proud to provide you with an award winning package which includes - discounts, cashback, free independent mortgage advice and free access to financial wellbeing support

Mental wellbeing programme
- we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs

There's more
- 27 days annual leave + bank holidays, with the option to buy or sell one of your weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more ….

Join us and you'll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you'll be helping to drive our growth, so in return, we'll give you all the support, training and development you need. Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job, we'll deliver good outcomes for every customer, helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve.

Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks.