Credit Risk Manager

15 hours ago


Melton Mowbray, Leicestershire, United Kingdom Vero HR Full time

About the opportunity:

We are the internal recruitment partner for our client, a UK-based financial services provider that offers interest-free payment solutions, primarily within the automotive sector.

As the business continues to grow we are looking for a Credit Risk and Fraud Manager to join their team. In this role, you'll play a central role in monitoring, analysing and tackling potential credit risk, fraud, and due diligence activity across the business.

This isn't just about box-ticking - it's about protecting the business, our partners, and our customers, while shaping smarter processes and controls that keep us one step ahead.

Responsibilities:

  • Owning and developing decision engine rules, products, and features.
  • Assessing and analysing credit risk data, ensuring policies and regulations are met.
  • Monitoring client credit profiles and managing risk across onboarding and ongoing checks.
  • Investigating and preventing fraudulent activity, putting controls in place to minimise exposure.
  • Analysing data, spotting trends, and reporting emerging risks to senior leadership.
  • Working closely with teams across the business - from sales to operations - to make sure risk is managed effectively at every stage.
  • Helping shape processes, policies, and compliance standards as this function grows.

The successful candidate will be able to demonstrate the following:

  • Experience in credit risk management, fraud prevention, or a related area.
  • Strong analytical skills, detail-driven, and confident working with data.
  • Someone proactive and self-motivated, who thrives in a fast-paced environment.
  • A clear communicator who can explain complex credit and fraud issues to customers, partners, and colleagues alike.
  • A natural problem-solver with high integrity and the ability to balance commerciality with compliance

In return we are offering:

  • A competitive basic salary between £50,000 and £60,000
  • 25 days annual leave plus bank holidays.
  • An opportunity to get on board with a dynamic business reshaping the future of automotive finance
  • High autonomy and trust to shape your region
  • Supportive and agile team culture where innovation is valued.

Why join us?

This is your chance to step into a newly created role, reporting directly to the COO, where you'll have real ownership from day one. You'll be part of shaping how Operational Risk works across the business - with plenty of opportunity to grow as the department grows.


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