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Business Banking Relationship Manager-Bridgewater/Worcester MA
2 weeks ago
Job Description:
Job Description:
This job is responsible for providing comprehensive financial solutions to small businesses with annual revenues up to $20 million while actively managing and deepening relationships with high value and opportunity clients. Key responsibilities include supporting growth of the profitability of the small business customer base, identifying, developing, and driving results, and acquiring new client opportunities through prospecting, networking, and developing external referral sources. Job expectations include opening core small business accounts while adhering to procedural guidelines.
Responsibilities:
Manages the end-to-end client journey to deliver on client needs and drive sales opportunities while mitigating risk
Identifies and refers specialized small business opportunities and solutions to clients while conducting small business relationship reviews
Delivers a branded customer experience within aligned sales portfolios by being in the field a minimum of 80% of the time
Fosters relationships with key partners such as Merchant, Practice Solutions, Treasury, and Business Banking to increase small business opportunities
Leverages knowledge of credit to advise small business owners on solutions, services, and digital capabilities that help them meet their short and long-term business goals
Supports execution of the sales delivery model to achieve targeted performance and growth of the bank's Small Business segment
Coaches, develops, guides, and delivers feedback to associates and clients while embodying a client and employee-centric culture
Required Qualifications:
· Has proven success in consultative sales in financial services or in business-to-business sales
· Ability to demonstrate examples of improving specific businesses financial outcomes by interpreting financial statements and recommending specific levers
· Is passionate about outside sales and enjoys spending time prospecting
· Wants to enhance existing relationships and exceed sales goals
· Can analyze financial conditions of clients and industry trends
· Can understand and interpret financial statements and cash flow analysis
· Has excellent communication skills and demonstrated leadership ability
· Enjoys partnering and negotiating with a team of bank employees to solve client issues
· Demonstrated management of a client portfolio with focus on relationship development and deepening
· Thorough knowledge of small business financial products and services
· Familiarity with CRM platforms and other banking systems
Desired Qualifications:
Community leadership
Strong computer skills with an ability to multitask in a demanding environment
Undergraduate degree in business, finance or economics preferred or seven years relevant work experience
Skills:
Client Experience Branding
Client Management
Client Solutions Advisory
Customer and Client Focus
Pipeline Management
Credit Documentation Requirements
Financial Analysis
Oral Communications
Prioritization
Written Communications
Coaching
Interpret Relevant Laws, Rules, and Regulations
Prospecting
Risk Management.
Minimum Education Requirement:
High School Diploma/GED or equivalent work experience
Shift:
1st shift (United States of America)Hours Per Week:
40Pay Transparency details
US - MA - Bridgewater - 1 Lakeshore Ctr - 1 Lakeshore Center (MA6560), US - MA - Worcester - 100 Front St - BANK OF AMERICA (MA6231)Pay and benefits informationPay range$75, $110,000.00 annualized salary, offers to be determined based on experience, education and skill set.Formulaic incentive eligibleThis role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee's performance against defined metrics.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.