Senior Credit Research Analyst

Date Posted: 13/10/2025

Location: London

Job Type: Full time

Apply Now

Credit Research Analyst
Location:
London – hybrid 50%

Contract:
Permanent

Hours:
Full time – 35 hours

Purpose
Along with the Investment Team (Team), the Credit Research Function (CRF) has grown significantly in order to help deliver Just's strategic and operational objectives. The Team is managing internally an increasing amount of public bonds, while at the same time on-boarding more external asset managers. The CRF is quite critical for asset deployment as it provides, inter alia, credit fundamental expertise for most assets in our portfolio, either internally- or externally managed.

The Credit Research Analyst will play a key part in our team with a broad portfolio of assets to cover and considerable new business premia to invest each year.

About Just
We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert.

Key Responsibilities
Taking ownership of a coverage group of issuers, with responsibility for ongoing monitoring, including (among others) investment recommendations, credit notes and earnings updates.

• Identifying and initiating coverage on issuers that are new to the portfolio, from an initial short-term recommendation through to a more comprehensive review within a defined time period
• Being assigned a number of sectors for which the senior analyst will be the specialist on within the team, including sector reviews, updates on relevant news and attending conferences or trainings to improve sector understanding
• Take a role in projects e.g. across the business that require credit team involvement, whether originated from credit or requiring our input for other purposes (e.g. regulatory actions, investor relations, ALM)
• Oversee the production of regular MI and other resources used by the credit research team, including comprehensively understanding the process by which they are created, updated and refreshed, reviewing outputs produced by more junior members of the team, and leading relationships between credit research and the consumers of MI and other outputs that are created

What We're Looking For

• Credit Research background in either Financial Institutions: or Corporates
• A credit research position in a sell- or buy-side institution, such as a bank or an asset manager
• Either a publishing or non-publishing role, primary and secondary markets
• Strong focus on fundamental analysis
• Experience in structuring private assets and in contributing to enhancing deal structures

Our behaviours
At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.

What's In It For You

• A competitive salary, pension scheme and life assurance
• 25 days annual leave plus an additional day on us for your birthday
• Private medical cover and income protection, just in case
• A generous and highly achievable bonus scheme
• Opportunities to progress your career in-role and within the company
• Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
• A variety of employee funded benefits available via our online benefits portal
• Plus, several additional purchase options available for you and your loved ones

Explore our full range of benefits on our dedicated benefits page.

Belonging at Just
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.

Application details
Please submit your CV using the 'apply now' button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.

Be Bold. Be Brilliant. Be Just
Apply Now