Insurance Advisory Summer Intern

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Enjoy solving analytical and technical problems
• Experience or training with coding languages, such as Python or R
• Be motivated by helping others succeed
• Prioritize impactful outcomes and know when a job is done
• Communicate effectively verbally, in writing, and in presentations
• Simplify and apply complex technical or scientific concepts for varied audiences
• Demonstrate a constant desire to learn new skills and concepts
• Have an interest in the role of science and technology in understanding and managing risks
• Fluency in spoken and written English

Education

• Graduation date of December June 2027
• Ability to work during program dates: June 15th - August 21st 2026
• Currently pursuing a degree in a quantitative subject (e.g. maths, sciences, computer science, engineering, economics)

Responsibilities

As an intern within the Insurance Advisory Team, you will work with more experienced colleagues on one or more of the different projects that we run. Responsibilities could include running analytics (with high levels of QA expected), interpreting data sets, creating visuals, taking meeting notes, contributing to process improvements to name but a few.

There is no "typical" project, as our market is evolving fast – but some recent examples include

• Helping global customers respond to regulatory climate change stress tests
• Modelling a cyber catastrophe bond to enable an insurer to spread their risk into the capital markets
• Working with utilities providers to understand the increasing risks from wildfire as a result of climate change, and quantify the result of their risk mitigation efforts
• Helping a large global (re)insurer to determine the right approach to implement capabilities built on Moody's Cloud based Intelligent Risk Platform (IRP), including streamlining and optimisation of their workflows

About the Team/Program

The Insurance Advisory Team operates at the forefront of defining best practices for the quantification and management of risk. Demand for climate and catastrophe risk analytics and data is growing at pace, including beyond the insurance market into financial services, governments, and corporate use cases.

We work closely with clients to deliver a wide range of analytical, advisory and technology services and solutions, including

• Risk transfer consulting and optimization, including parametric (re)insurance, catastrophe bonds and other forms of alternative risk transfer
• Consulting around new emerging systemic risks facing society, including climate change, cyber risk, novel infectious disease and pandemic
• Assessment of business best practices for risk management, implementation and optimization of workflows relating to Moody's products
• Emerging use cases for risk analytics as these become strategic priorities for Moody's and our clients

Joining this team offers an opportunity to drive the growth of a unique and fascinating market and help build resilience to the challenges society faces today.

Moody's 10-week summer internship program is a premier opportunity for students to immerse themselves in a hands-on learning experience, guided by Moody's commitment to integrity, excellence, and insight. The program takes place each summer from June – August and positions are available for undergraduate and select graduate students. Internships are full-time, offering a comprehensive view of Moody's business and culture, and a chance to build professional and technical skills. Programmatic elements include networking, mentorship, leadership speaker series and volunteering events. Interns complete project work determined by their team that have real impact, fostering a sense of accomplishment and professional growth. Throughout the internship, participants receive mentorship from Moody's professionals, gaining insights into diverse career paths and cultivate a comprehensive understanding of the company. Networking events and workshops further enrich the experience, providing a platform for professional development and collaboration. As a Moody's intern, you will gain real-world experience, turn inputs into actions, and be integral part of the team.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.