Pricing Graduate

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you'll find like-minded people driving change at Howden.

This role sits within Tilt, which is an innovative digital broker under the Howden umbrella, leveraging AI and automation to deliver effortless, self-service insurance solutions. We are redefining the commercial insurance space by removing unnecessary friction and making it easier for businesses to manage their policies online.

About the role

Join Tilt as a Pricing Graduate, where you can develop your data analytical skills to help the pricing team drive smarter pricing decisions. In this pivotal position, you'll be helping the team influence broker income, customer conversion, and insurer relationships through rigorous analysis and strategic execution. From building robust pricing models to tracking performance and uncovering insights, you'll be working at the heart of data-led decision-making.

If you're passionate about learning how to turn analysis into action and influencing commercial outcomes, this is your opportunity to make a measurable difference.

Key Responsibilities

· Conduct detailed analysis to support the development of pricing strategies, including elasticity modelling, lifetime value analysis, and commission optimisation.

· Implement and maintain pricing models, including real-time commission setting and variable deposit structures for instalment business.

· Collaborate with commercial and technical teams to refine pricing models using tools such as Earnix.

· Monitor pricing performance and provide actionable insights to improve conversion, retention, and profitability.

· Assist in fraud detection and risk selection analytics to support pricing integrity.

· Support insurer pricing initiatives by analysing risk selection and identifying opportunities for market expansion.

· Prepare reports and presentations for senior stakeholders, translating complex data into clear recommendations.

Key Skills and Experience

· Successfully completed a degree level course or post graduate course in data analytics and/or mathematics

· High level of proficiency in data modelling and statistical analysis

· A strong interest in developing a career in pricing and data analysis

· Detail-oriented with a strong analytical mindset and problem-solving skills

· Ability to work collaboratively

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we're looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application – if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.