MORTGAGE UNDERWRITER

7 days ago

Watford, United Kingdom Stride Full time

Mortgage Underwriter Location: Watford | Office Based We are looking for a detail-oriented Underwriter to join a busy lending team. You will be responsible for assessing, evaluating, and making lending decisions on 1st, 2nd, or bridging charge applications, depending on your experience. Benefits: Competitive salary Full-time/ permanent position Career progression Supportive team environment Opportunity for professional growth within lending Attractive overall package and bonuses Key Responsibilities: Case Management: Take ownership of an allocated pipeline of cases and manage them efficiently. Risk Assessment: Assess mortgage or loan applications to ensure they meet underwriting criteria and risk appetite, including evaluating the "five Cs" of credit: character, capacity, capital, collateral, and conditions. Documentation and Data Entry: Enter and update borrower data on the internal lending platform (Fusion), ensuring all details are accurate. Liaison and Communication: Proactively communicate with and chase third parties, including brokers, valuers, and solicitors, for outstanding information. Underwriters typically do not communicate directly with the borrower. Compliance: Ensure all underwriting activities adhere to company policy, relevant regulations (such as FCA guidelines for regulated loans), and responsible lending principles. Referrals: Recommend and refer complex cases to the Credit Committee when required for approval. Requirements: Minimum 12 months' experience as an underwriter, ideally in 1st, 2nd, or bridging finance lending Strong analytical skills and attention to detail Excellent communication skills Ability to work effectively in a busy office environment Apply now to join a dynamic underwriting team #J-18808-Ljbffr

  • Mortgage Underwriter

    2 weeks ago

    Watford, United Kingdom Stellar Select Limited Full time

    Job Title: Mortgage Underwriter - 2nd ChargesLocation: WatfordSalary: Competitive and based on experienceHours: Monday to Friday 9 am to 5:30 pmBenefits:Contributory Pension schemePrivate Medical HealthcareLife AssuranceDental PlanFree eye testsAnnual leave purchase schemeSocial eventsRefreshments25 days annual leave with bank and public holidays on topPerk...

  • MORTGAGE UNDERWRITER

    24 hours ago

    Watford, United Kingdom Stride Full time

    Mortgage Underwriter Location: Watford | Office Based We are looking for a detail-oriented Underwriter to join a busy lending team. You will be responsible for assessing, evaluating, and making lending decisions on 1st, 2nd, or bridging charge applications, depending on your experience. Benefits: * Competitive salary * Full-time/ permanent position * Career...

  • MORTGAGE UNDERWRITER

    2 weeks ago

    Watford, United Kingdom Stride Full time

    Mortgage Underwriter Location: Watford | Office Based We are looking for a detail-oriented Underwriter to join a busy lending team. You will be responsible for assessing, evaluating, and making lending decisions on 1st, 2nd, or bridging charge applications, depending on your experience. Benefits: * Competitive salary * Full-time/ permanent position * Career...

  • Mortgage Underwriting Administrator

    2 weeks ago

    Watford, United Kingdom Central Trust Limited Full time

    **Mortgage Underwriter Administrator responsibilities**: Reporting in to the Head of Underwriting, you will provide support to the underwriting team, our internal mortgage desk and our broker partners, work within the underwriting team and have responsibility for the completion of administration and support tasks, in order to maximise overall new lending...

  • Mortgage Underwriter

    3 weeks ago

    Watford, Hertfordshire, United Kingdom AHM Recruitment Ltd ta DEFC Group Full time

    Mortgage Underwriter Watford (Office-Based, 5 Days a Week) Salary: Up to £50,000 basic + bonus Location: Watford, Hertfordshire (on-site only) Hours: Full-time, Monday to Friday Eligibility: Must be based in the UK with full right to work (no sponsorship available) Are you an experienced Mortgage Underwriter looking to join a supportive, growing team with...

  • Underwriter - 1st Charge Mortgages

    2 weeks ago

    Watford, United Kingdom Enra Specialist Finance Full time

    To manage and progress allocated 1st charge mortgage cases from application to completion, ensuring a smooth and efficient customer journey while adhering to lending policies and procedures.West One is looking for an Underwriter to join our 1st Charge Mortgages team. The primary responsibility of the role is to take ownership of allocated cases from...

  • Underwriter 1st Charge Mortgages

    3 days ago

    Watford, United Kingdom Enra Specialist Finance Full time

    West One is looking for an Underwriter to join our 1st Charge Mortgages team. The primary responsibility of the role is to take ownership of allocated cases from inception through to completion.Key AccountabilitiesEnter and update borrower data on Fusion lending platform. Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting...

  • Underwriter - 1st Charge Mortgages

    1 week ago

    Watford, United Kingdom Enra Group Full time

    West One is looking for an Underwriter to join our 1st Charge Mortgages team. The primary responsibility of the role is to take ownership of allocated cases from inception through to completion. Key Accountabilities Enter and update borrower data on Fusion lending platform. Ensure all aspects of the loans are recorded accurately on Fusion and meet...

  • Underwriter, 2nd Charge Mortgages

    3 days ago

    Watford, United Kingdom Enra Specialist Finance Full time

    The overall responsibility of an Underwriter at West One is to take ownership of allocated cases from inception through to completion.Key AccountabilitiesEnter and update borrower data on Fusion lending platform. Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines. Carry out an assessment of the mortgage...

  • Underwriter - 1st Charge Mortgages

    2 weeks ago

    Watford, Hertfordshire, United Kingdom Enra Specialist Finance Full time £40,000 - £80,000 per year

    West One is looking for an Underwriter to join our 1st Charge Mortgages team. The primary responsibility of the role is to take ownership of allocated cases from inception through to completion.Key AccountabilitiesEnter and update borrower data on Fusion lending platform. Ensure all aspects of the loans are recorded accurately on Fusion and meet...