Underwriter - 1st Charge Mortgages

2 weeks ago


Watford, United Kingdom Enra Specialist Finance Full time

To manage and progress allocated 1st charge mortgage cases from application to completion, ensuring a smooth and efficient customer journey while adhering to lending policies and procedures.West One is looking for an Underwriter to join our 1st Charge Mortgages team. The primary responsibility of the role is to take ownership of allocated cases from inception through to completion.Key AccountabilitiesEnter and update borrower data on Fusion lending platform.Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.Provide concise and accurate updates to brokers.Proactively chase brokers for outstanding requirements.Ensure all underwriting is in line with Company policy and within regulation.Ensure that all cases are Underwritten within the Groups Risk appetite.Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.Maintaining a pipeline of cases, overseeing cases from inception through to completion.Maintain broker relationships that are integral to the growth for WOSL.All work is to be carried out in accordance with Enra Specialist Finance policies and procedures....



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