Commercial Manager

Recognise Bank is a modern business bank founded in 2017 that supports the UK’s SMEs with tailored lending and savings solutions. With a strong, diverse team, we challenge traditional banking by offering flexibility, understanding, and practical support to help businesses thrive. About the role Commercial Manager responsible for driving the Bank’s lending and savings portfolios from a commercial perspective. Focus on optimizing product performance, ensuring market fit, and delivering sustainable volume growth, while ensuring product propositions meet customers and intermediaries’ needs. Key Responsibilities Drive commercial strategy for lending and savings products, including pricing, positioning, and target market definition.Draft, review, and refine product papers for new and existing products in alignment with strategic objectives.Define commercial requirements (features, channels, etc.) and work with the Product team to deliver them.Collaborate with internal teams to ensure propositions meet commercial goals and target market needs.Work with Marketing and brokers/customers to ensure product design and collateral meet market requirements. Commercial Analysis & MI Develop an MI suite to monitor product performance across market alignment, Consumer Duty, and commercial metrics.Oversee performance management and make data‑driven improvement recommendations.Build and maintain financial and performance models to support decisions.Produce, interpret, and present MI to inform strategy and operations.Develop MI outputs for lending, including scorecards, performance reporting, and broker panel insights.Manage ongoing product performance: pricing, horizon scanning, and benchmarking. Stakeholder Management Manage broker panels and other third‑party relationships.Lead onboarding and ongoing oversight of panels and external partners.Produce MI to ensure appropriate oversight and governance.Work closely with finance, risk, operations, and other teams to align on commercial objectives. Lending Expertise Bring strong understanding of the specialist lending market and competitor landscape.Advise on lending propositions, pricing, and structures to ensure competitiveness through benchmarking and insight.Identify opportunities to enhance product performance and profitability.Contribute to strategic planning and commercial initiatives. Required Skills & Experience 3+ years’ experience in commercial management or a related role within specialist lending.Strong understanding of lending products, performance metrics, and market dynamics.Proven ability to write and review product papers, define scopes/specifications, and develop financial or performance models.Excellent analytical skills with the ability to convert data into actionable insights.Strong communication skills with the ability to manage internal and external relationships effectively.Comfortable working independently within a flexible and autonomous environment. Why Join? At Recognise Bank, we build a culture where people feel empowered to make a difference, supported to be brilliant with a can do will do attitude, and trusted to do the right thing. We invest in an environment that reflects our values and supports your growth, flexibility, and wellbeing. Benefits Competitive Time Off – Generous annual leave plus bank holidays.Work From Anywhere – Up to 4 weeks per year to work remotely from anywhere in the world.Learning & Development – Tailored training and support to grow your skills.Hybrid Working – 3 days in the office and 2 days remote.Private Medical Care with Vitality – Comprehensive healthcare, including optical and dental coverage.Enhanced Pension Scheme – Helping you plan and save for a secure future.Maternity, Paternity & Adoption Pay – Supporting you and your family during important life moments.Discretionary Company Bonus – Rewarding your contribution to our shared success. Recognise Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Seniority level Mid–Senior level Employment type Part‑time Job function Finance, Project Management, and Administrative Industries Banking, Financial Services, and Business Consulting and Services #J-18808-Ljbffr