Credit Risk Underwriter
5 days ago
- Review and analyze residential real estate loan applications and supporting documentation.
- Assess the creditworthiness and financial stability of loan applicants (usually Limited companies).
- Ensure compliance with all company policies and regulatory requirements (SS13/16).
- Provide detailed recommendations to the Senior Credit Manager and the Bank's Credit Committee on the strengths and weaknesses of each application.
- Support the Credit Administration Team in preparation of the Facility Letter and other supporting documentation.
- Identify and resolve any discrepancies in documentation or information provided in support of loan applications.
- Maintain accurate records of underwriting decisions and supporting documentation.
- Collaborate with business team members to ensure smooth loan processing.
- Assist the Senior Credit Manager in management of the RRE Portfolio including analysis of the performance of existing facilities as part of the Bank's annual review process.
- Stay up-to-date with industry trends, regulations, and best practices in mortgage underwriting.
- Provide support to the Credit Risk & Recoveries Manager in managing non-performing loans and the debt management process.
- Provide accurate Management information as required.
- Excellent analytical skills and knowledge of financial accounts.
- Flexible approach to meet changing requirements and the ability to perform under pressure within time constraints.
- Ability to work under pressure without compromising quality.
- Excellent written, oral communication, and presentation skills.
- MS Office 365, Equation, Internet.
- Rating Agency reports.
- Be open and cooperative with the Bank, the FCA, the PRA, and other regulators.
- Pay due regard to the interests of customers and treat them fairly.
- Observe proper standards of market conduct and business conduct.
- You must take reasonable steps to ensure that the business of the firm for which you are responsible is controlled effectively.
- You must take reasonable steps to ensure that the business of the firm for which you are responsible complies with the relevant requirements and standards of the regulatory system.
- You must take reasonable steps to ensure that any delegation of your responsibilities is to an appropriate person and that you oversee them effectively.
- You must disclose appropriately any information of which the FCA or PRA would reasonably expect notice.
- Ensure you are trained and comply with the Bank's Policy and Procedures regarding Money Laundering detection and reporting, and that any weaknesses identified in AML Procedures and Compliance are promptly addressed.
- Ensure you are trained and comply with the Bank's Policy and Procedures regarding Consumer Duty and also Treating Customers fairly, and ensure good customer outcomes.
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Underwriter - Credit and Political Risk
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London, Greater London, United Kingdom IQUW Property Insurance Full timeOverviewAbout usIQUW is a speciality (re)insurer at Lloyd's (Syndicate 1856) underwriting a diverse range of Property, Commercial and Speciality (re)insurance products from Cargo and Marine to Political Violence, Terror and War. We combine data, intelligent automation and human expertise to make smart decisions, fast.The roleThe role of an Underwriter at...
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Counterparty Credit Risk Underwriter
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London, Greater London, United Kingdom Citigroup Inc. Full timeThe Counterparty Credit Underwriter supporting and working on coverage of a global portfolio of sophisticated Institutional Family Office (IFO) clients within Citi Wealth.The portfolio consists predominantly of Institutional Family Office (IFO) clients of Citi Wealth. Products include but are not limited to OTC and listed derivatives, other capital markets...
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Credit Underwriter
5 days ago
London, Greater London, United Kingdom JR United Kingdom Full timeSocial network you want to login/join with:Forward-thinking organisation at the forefront of the financial services sector, specialising in providing innovative credit risk solutions. They focus on acquiring large corporate loans from banks utilising unfunded (insurance) to do so.Through cutting-edge technology and deep industry expertise, they offer bespoke...
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BTL Credit Underwriter
2 weeks ago
London, Greater London, United Kingdom CRS Full timeCredit Underwriter – Buy-to-Let (BTL) Lending Location: Remote Type: Full-time Our client is looking for an experienced Underwriter to play a crucial role in assessing and managing risk across our Buy-to-Let (BTL) lending portfolio. If you thrive in a dynamic, collaborative, and customer-focused environment , this is your opportunity to contribute...
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BTL Credit Underwriter
2 weeks ago
London, Greater London, United Kingdom CRS Full timeCredit Underwriter – Buy-to-Let (BTL) Lending Location: Remote Type: Full-timeOur client is looking for an experienced Underwriter to play a crucial role in assessing and managing risk across our Buy-to-Let (BTL) lending portfolio. If you thrive in a dynamic, collaborative, and customer-focused environment, this is your opportunity to contribute to a...
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Underwriter – Political and Financial Risk
3 weeks ago
London, Greater London, United Kingdom Antares Full timeWe're looking for a talented and driven Underwriter with a particularly strong credit risk skillset to join our Political and Financial Risk team. Reporting to the Head of Specialty, and part of a leading Lloyd's syndicate, you'll play a key role within a highly collaborative team who exhibit widely recognised technical capabilities across a broad range of...
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Underwriter – Political and Financial Risk
4 days ago
London, Greater London, United Kingdom Antares Full timeWe're looking for a talented and driven Underwriter with a particularly strong credit risk skillset to join our Political and Financial Risk team. Reporting to the Head of Specialty, and part of a leading Lloyd's syndicate, you'll play a key role within a highly collaborative team who exhibit widely recognised technical capabilities across a broad range of...
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Underwriter
6 days ago
London, Greater London, United Kingdom TN United Kingdom Full timeBits is a fast-growing fintech startup based in London. We are dedicated to promoting financial inclusion and providing credit building solutions to individuals who have been overlooked by mainstream lenders. With the support of renowned investors, we have quickly gained traction and currently serve over 300,000 customers across the UK.About the role:We are...
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Underwriter
2 days ago
London, Greater London, United Kingdom Bits Full time1 day ago Be among the first 25 applicantsAbout BitsBits is a fast-growing fintech startup based in London. We are dedicated to promoting financial inclusion and providing credit building solutions to individuals who have been overlooked by mainstream lenders. With the support of renowned investors, we have quickly gained traction and currently serve over...
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Head of Credit Risk
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London, Greater London, United Kingdom TN United Kingdom Full timeStrideUp's mission is to redefine the standard of Islamic financial services through expertise, sincerity, and a personable approach. Our vision is to enable the Muslim community to access financial solutions aligned with their values. On our path to building a digital bank, we started with property finance and have already deployed hundreds of millions in...
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Head of Credit Risk Management
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London, Greater London, United Kingdom Moniepoint Group Full timeMoniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria's largest merchant acquirer.About the roleThe Head of Credit Risk Management is responsible for ensuring the implementation of top-tier credit...
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Risk, Credit Risk-Workout
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London, Greater London, United Kingdom Goldman Sachs Group, Inc. Full timeRISKThe Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and capital risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the...
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AVP Credit Risk
4 weeks ago
London, Greater London, United Kingdom GKR Search and Selection Full timeAVP Credit Risk (Aviation Finance) | LondonA global leader in aircraft leasing is seeking an Assistant Vice President – Credit Risk to join their dynamic team in London. This is an exciting opportunity to work on high-value transactions, managing risk across a multi-billion-dollar aviation portfolio while gaining exposure to complex global deals.Why...
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AVP Credit Risk
4 days ago
London, Greater London, United Kingdom GKR Search and Selection Full timeAVP Credit Risk (Aviation Finance) | LondonA global leader in aircraft leasing is seeking an Assistant Vice President – Credit Risk to join their dynamic team in London. This is an exciting opportunity to work on high-value transactions, managing risk across a multi-billion-dollar aviation portfolio while gaining exposure to complex global deals.Why...
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Underwriting Risk
3 weeks ago
London, Greater London, United Kingdom Lloyd's Full timeLloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world.Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks.Our shared values: we are brave; we are stronger together; we do the...
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Commercial Real Estate Credit Analyst
7 days ago
London, Greater London, United Kingdom Lafayette Federal Credit Union Full timeNOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID.Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.This position is for Potomac Business Services (PBS), a Credit Union Service Organization (CUSO) of Lafayette Federal Credit Union and not...
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Wholesale Credit Risk
5 days ago
London, Greater London, United Kingdom Illinois CPA Society Full timeInstitutional Credit Management's ("ICM") objective is to provide an integrated "end-to-end" credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Wholesale Credit Risk ("WCR") In-Business Quality Assurance (QA) is an integral part of the ICM organization.WCR In-Business...
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Senior Underwriter
2 weeks ago
London, Greater London, United Kingdom CBC Resourcing Solutions Full timeSenior Underwriter - Asset FinanceLondon / South East - home based£70,000 to £80,000 per annum plus good benefits packageOur client is a major provider of innovative asset financing solutions to the UK commercial and corporate community (not a bank). Great culture and an impressive growth story over the last five years.As it continues to expand it is keen...
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Senior Underwriter
2 weeks ago
London, Greater London, United Kingdom CBC Resourcing Solutions Full timeSenior Underwriter - Asset Finance London / South East - home based £70,000 to £80,000 per annum plus good benefits package Our client is a major provider of innovative asset financing solutions to the UK commercial and corporate community (not a bank). Great culture and an impressive growth story over the last five years. As it continues to expand it...
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Senior Underwriter
2 days ago
London, Greater London, United Kingdom Elect Capital Full timeJoin Elect Capital and Drive Growth in SME Finance. We're looking for an experienced and dynamic underwriter to join our team and support our next phase of expansion. If you have a strong background in underwriting within the UK, particularly in unsecured business finance, and can make fast, well-informed credit decisions, we'd love to hear from you.At Elect...