BTL Credit Underwriter
4 weeks ago
Credit Underwriter – Buy-to-Let (BTL) Lending
Location: Remote
Type: Full-time
Our client is looking for an experienced Underwriter to play a crucial role in assessing and managing risk across our Buy-to-Let (BTL) lending portfolio. If you thrive in a dynamic, collaborative, and customer-focused environment, this is your opportunity to contribute to a growing financial institution that values innovation, trust, and ambition.
What You'll Be Doing:
- Loan Underwriting: Assess new BTL lending applications, ensuring adherence to risk policies and regulatory standards.
- Risk & Credit Analysis: Conduct thorough due diligence on borrower financials, valuation reports, and property portfolios.
- Decision-Making: Approve or reject applications based on sound risk assessment and policy guidelines.
- Stakeholder Engagement: Collaborate with Financial Intermediaries (Brokers), Sales, and Operations teams to communicate underwriting decisions transparently.
Skills & Experience:
1+ years' experience in a mandated BTL underwriting role, with a strong ability to manually underwrite loans.
Expertise in assessing HMO, MUB, and Limited Company BTL applications.
A strong understanding of credit risk, lending policies, and regulatory frameworks.
Exceptional attention to detail, analytical skills, and independent decision-making abilities.
A customer-centric mindset with a passion for delivering outstanding service.
Effective communication skills to engage with internal teams and external partners.
A proactive approach, eager to contribute to the growth and innovation of our underwriting team.
Why Join?
Competitive salary and remote working model.
A collaborative team that values your ideas and expertise.
Career growth opportunities in a rapidly evolving banking environment.
Be part of a forward-thinking team redefining BTL lending. Apply now
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