Credit Risk Manager
3 weeks ago
Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Could you help us become more insightful about data to reshape our business and deliver success?
Credit Risk Modelling Manager
HOURS: Full time
Hybrid, 40% (or two days) in an office site
Sitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Could you help us become more insightful about data to reshape our business and deliver success?
Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements.
Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation.
Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.
Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too
Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. To succeed in this role you will need to have strong knowledge of SAS
You’ll have a track record of end to end project management
You’ll have an understanding of the current regulatory capital environment
Strong communication skills, both in writing and informally are a must
An understanding of Python, SQL, or Pyspark would be useful.
Commercial banking modelling experience would be beneficial, but is not required
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.
We’re disability confident. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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