Credit Risk Strategist
3 weeks ago
Key Responsibilities:
- Risk appetite and reporting - Develop and maintain a comprehensive suite of key risk indicators to provide visibility into credit risk across the business.
- Policy and process - Own and maintain Credit Policy, ensuring it is aligned with regulatory requirements and supports business objectives.
- Decision tools - Develop and maintain decision tools for credit applications and affordability assessment.
- Underwriting - Establish and manage a commercial underwriting operation.
- Leadership - Lead the development and hiring of a best-in-class credit risk function.
- Regulation - Act as a key point of contact for regulators.
Requirements:
- Extensive experience of credit risk management in the banking / financial services sector.
- A proven track record of managing credit risk through retail strategies, modelling techniques, wholesale credit risk, and automated lending.
Salary: £150,000 - £220,000 per annum.
Benefits: Comprehensive benefits package including pension scheme, life assurance, and annual leave.
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