Lead Credit Risk Strategist
2 days ago
Job Title: Lead Credit Risk Strategist
About Us: We are a leading recruitment agency, Harnham, specialising in finance and analytics roles.
Salary: Up to £180,000 per annum, depending on experience.
About the Role:
This is a high-impact leadership role where you will spearhead initiatives in credit risk strategy, model development, and portfolio analytics.
Responsibilities:
- Develop and manage a high-performing team providing mentorship and support to enhance team members' skills and career growth.
- Design and implement credit frameworks and responsible lending strategies that align with business growth goals and regulatory standards.
- Oversee the creation deployment and maintenance of advanced credit risk models integrating traditional approaches with machine learning to improve underwriting pricing and portfolio management.
- Monitor portfolio performance to identify risks and opportunities delivering actionable insights to refine credit policies and optimize customer experiences.
- Offer thought leadership on innovations in credit risk assessment emerging industry trends and new data sources highlighting opportunities for data-driven growth and potential risks.
Requirements:
- Over 10 years of experience in credit risk modeling decision science analytics and risk forecasting within financial services ideally within consumer lending.
- Demonstrated expertise in leading and mentoring teams with a history of delivering impactful initiatives in dynamic fast-paced environments.
- Exceptional problem-solving skills with a proven ability to develop and implement compliant and innovative credit risk models and lending strategies including frameworks for responsible lending and underwriting automation.
- SQL Python R experience required.
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