Lead Credit Risk Strategist

2 days ago


London, Greater London, United Kingdom Harnham Full time

Job Title: Lead Credit Risk Strategist

About Us: We are a leading recruitment agency, Harnham, specialising in finance and analytics roles.

Salary: Up to £180,000 per annum, depending on experience.

About the Role:

This is a high-impact leadership role where you will spearhead initiatives in credit risk strategy, model development, and portfolio analytics.

Responsibilities:

  • Develop and manage a high-performing team providing mentorship and support to enhance team members' skills and career growth.
  • Design and implement credit frameworks and responsible lending strategies that align with business growth goals and regulatory standards.
  • Oversee the creation deployment and maintenance of advanced credit risk models integrating traditional approaches with machine learning to improve underwriting pricing and portfolio management.
  • Monitor portfolio performance to identify risks and opportunities delivering actionable insights to refine credit policies and optimize customer experiences.
  • Offer thought leadership on innovations in credit risk assessment emerging industry trends and new data sources highlighting opportunities for data-driven growth and potential risks.

Requirements:

  • Over 10 years of experience in credit risk modeling decision science analytics and risk forecasting within financial services ideally within consumer lending.
  • Demonstrated expertise in leading and mentoring teams with a history of delivering impactful initiatives in dynamic fast-paced environments.
  • Exceptional problem-solving skills with a proven ability to develop and implement compliant and innovative credit risk models and lending strategies including frameworks for responsible lending and underwriting automation.
  • SQL Python R experience required.


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