Commercial Lending Professional
4 days ago
Barbara Houghton Associates is seeking a talented Credit Analyst to join our team. In this role, you will be responsible for analyzing complex financial data, identifying key risks, and developing strategic solutions to drive business growth.
The ideal candidate will have a strong background in credit review and analysis, with a minimum of 5 years' experience. They will possess exceptional analytical and negotiation skills, as well as a collaborative personality and ability to work independently.
The estimated salary for this position is approximately £70,000 per annum, depending on experience. Benefits include opportunities for professional growth and development, a dynamic and supportive work environment, and a competitive compensation package.
About the Role:
This role involves providing credit evaluation reports for various credit products, including financial and non-financial risk analysis, key risks identified with associated mitigation, and credit recommendations. The successful candidate will also provide effective challenges and guidance to proposals from the front office, draft and present credit opinions to the credit committee, and conduct post-lending management work to ensure loan performance and covenant compliance.
Key Responsibilities:
* Analyze complex financial data to identify key risks and opportunities
* Develop strategic solutions to drive business growth
* Provide credit evaluation reports for various credit products
* Conduct financial and non-financial risk analysis
* Identify key risks and develop mitigation strategies
Requirements:
* Minimum of 5 years' experience in credit review and analysis
* Deep understanding of risks and mitigations across different industries, countries, and client types
* Exceptional analytical and negotiation skills
* Collaborative personality and ability to work independently
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