Mortgage Underwriter

2 days ago


Watford, Hertfordshire, United Kingdom West One Loans Full time
Job Title: Mortgage Underwriter

In the role of a Mortgage Underwriter at West One Loans, you will be responsible for taking ownership of allocated cases from inception through to completion. With a strong attention to detail and excellent communication skills, you will ensure all aspects of our underwriting criteria are met.

The estimated salary for this position is £45,000 - £55,000 per annum, depending on experience.

Key Responsibilities:
• Enter and update borrower data on Fusion lending platform.
• Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Maintain good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Oversee cases from inception through to completion and maintain a pipeline of cases.

Requirements:
• Ability to work as part of a team.
• High attention to detail.
• Good written and verbal communication skills.
• An understanding of FCA regulation.
• Experienced in Underwriting 1st or 2nd Charge or BTL mortgage applications.
• CeMAP (desirable, not essential).

Becoming a Mortgage Underwriter at West One Loans will provide you with the opportunity to develop your skills and knowledge in residential finance and contribute to the growth of the company.

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