Mortgage Underwriting Specialist

21 hours ago


Watford, Hertfordshire, United Kingdom West One Loans Full time

Job Title: Mortgage Underwriting Specialist

About the Job

We are looking for a skilled Mortgage Underwriting Specialist to join our team at West One Loans. In this role, you will be responsible for underwriting large loan applications (up to £250k) and maintaining a pipeline of cases.

The ideal candidate will have a strong understanding of FCA regulation, previous experience in managing a caseload, and experience within the secured lending sector.

You will work closely with our introducers, valuers, and solicitors to ensure excellent relationships are maintained and all underwriting is in line with Company policy and within regulation.

Key Responsibilities:

  • Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.
  • Liaise with introducers, valuers, and solicitors to ensure excellent relationships are maintained.
  • Ensure all underwriting is in line with Company policy and within regulation.

Requirements:

  • A strong understanding of FCA regulation.
  • Previous experience of managing a caseload and assessing cases for approval in a fast-paced environment.
  • Experience within the secured lending sector.
  • Experienced in Underwriting 2nd Charge or BTL mortgage applications.

Estimated Salary: £55,000 - £70,000 per annum, based on industry standards and location.



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