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Life Insurance Underwriter
2 months ago
We are seeking a skilled Life Insurance Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a crucial role in assessing and documenting life and disability risks for our customers.
Key Responsibilities:- Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered based on your autonomy level.
- Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
- Ensure requests for further information are appropriate and accurate, and that the customer journey is not impacted unnecessarily.
- Identify complaints and ensure they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
- Maintain an excellent knowledge and understanding of legislative and regulatory requirements.
- Communicate with internal and external customers and third parties via all methods of communication in a professional and efficient manner.
- Experience underwriting protection products.
- Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
- Extensive knowledge of all protection products.
- Understanding of legislations and regulatory requirements would be preferable.
- Excellent written and verbal communication skills.
- A competitive base salary.
- The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
- Generous pension contribution.
- Life assurance.
- Private medical insurance (permanent employees only).
- At least 25 days holiday, plus public holidays, 26 days after 2 years' service.
- Competitive family leave.
- Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
- Many discounts we offer – both for our own products and at a range of high street stores and online.
We strive to be open, mindful, and inclusive, so we are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.
