Loan Underwriting Specialist

3 weeks ago


Watford, United Kingdom West One Loans Full time

Overview

The Loan Underwriting Specialist role at West One Loans involves taking ownership of allocated cases from inception through to completion, ensuring all aspects of the loans are recorded accurately on Fusion lending platform and meet underwriting guidelines.

About the Role

This position requires a highly organized individual with strong attention to detail, able to work as part of a team and maintain good relationships with 3rd party suppliers including brokers and solicitors. The ideal candidate will have experience in Underwriting 1st or 2nd Charge or BTL mortgage applications and an understanding of FCA regulation.

Key Responsibilities

  • Enter and update borrower data on Fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with Company policy and within regulation.
  • Ensure that all cases are Underwritten within the Groups Risk appetite.
  • Maintain a pipeline of cases, overseeing cases from inception through to completion.

Requirements

  • Able to work as part of a team.
  • Pass internal competency tests post induction.
  • High attention to detail.
  • Good written and verbal communication skills.

Salary and Benefits

We offer a competitive salary of £40,000 - £60,000 per annum depending on experience, along with excellent benefits package including health insurance, pension scheme and opportunities for career growth and development.



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