Loan Specialists

7 days ago


Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time
Job Title:

'Loan Specialist'


About Us:

We are Stellar Select Limited, a leading financial services provider.


Salary & Benefits:

The salary for this role is approximately £35,000 + Commission, with benefits including Private Medical Healthcare through Vitality, Dental Scheme, Additional half-day annual leave on your Birthday, Annual leave purchase scheme, Pension Scheme, Perk box, Free eye tests, Christmas and Summer Social Events, and Top Performers Dinner each quarter.


Role Overview:

This challenging role will focus on taking new enquiries from a variety of sources to identify their requirements and place them with the correct lender. As a Mortgage Loan Advisor, you will underwrite new applications and package them with care, skill, and diligence to present a perfectly packaged case to a lending partner. You will consistently process pipeline business, ensuring an efficient and satisfactory outcome for the borrower. Your duties will also include maintaining existing broker and customer relationships generating leads from these contacts.


Key Responsibilities:
New Enquiries:
  • Ensure all details are fully completed on CRM immediately once a new enquiry is received
  • Carry out fact-finding exercises with direct customers where the loan is for a regulated mortgage contract, and we will be providing advice if qualified
  • Complete sourcing for all new enquiries
  • Initial enquiries follow up with a call to broker/client
  • Check over terms completed by admin and send out with necessary compliance documentation to client/broker, Where the loan is regulated, a recommendation calls to be carried out

System Management:
  • Keeping notes up to date on all cases
  • Ensure that folders are kept tidy, both on paper and on the system
  • Introducer due diligence
  • Advising compliance of any new brokers so they can request documents

Documentation Review:
  • Review AIPs and Offers received - checking all financial details and requirements
  • Reviewing documents received and application packs
  • Reviewing valuations when received and submitted to the lender

Updates & Communication:
  • Check case and completion updates for correct content and send to the client/broker
  • Manage updates from all parties and inform those who require them

Additional Tasks:
  • Keeping lender criteria spreadsheet/lender product guides/forms up to date in files
  • Ensuring introducers relationships are maintained and establishing new relationships
  • Maintaining a high level of service for all introducers & their clients
  • Offering the best advice to all clients for their borrowing needs
  • Maintaining compliant files
  • Answering calls and taking new enquiries from brokers adhering to the Company's SLAs
  • Reviewing new applications and forming a fully packaged file through liaising with both introducers and clients
  • Processing pipeline business
  • Liaising with solicitors, lenders, and brokers on completions
  • To ensure CPD is maintained to an appropriate level

Requirements:

Required skills and qualifications include: Upbeat telephone manner, Understanding the source of an introduction and when certain types of business (i.e. direct regulated clients) should be passed to appropriate members of staff, Lender and product knowledge, General office skill set, Ability to manage own diary, manage deadlines and meet targets set, GCSE Maths and English essential, CeMAP is required for handling regulated mortgage contracts; but is not essential if focus on unregulated products and you have 2 years minimum industry experience, Experience gained in a similar position, and Experience in 2nd charge mortgages is essential.



  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    About the RoleWe are seeking a highly motivated and sales-focused individual to join our team as a Trainee 2nd Charge Loan Advisor. As a Trainee, you will have the opportunity to gain valuable experience and skills in the mortgage and loan sector, working with a market-leading specialist brokerage.ResponsibilitiesComplete all training in a dedicated and...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    Exciting Job Opportunity - Trainee 2nd Charge Loan AdvisorWe are seeking a highly motivated individual to join our team as a Trainee 2nd Charge Loan Advisor. This is a fantastic opportunity to develop your skills and knowledge in the mortgage and loan sector.The salary for this role is up to £25,000 + Commission, with opportunities for professional...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    Job Title: Trainee 2nd Charge Loan AdvisorLocation: WatfordSalary: Up to £25,000 + CommissionHours: Monday to Friday 9 am to 5.30 pmBenefits:Private Medical Healthcare through VitalityDental SchemeAdditional half-day annual leave on your BirthdayAnnual leave purchase schemePension SchemePerk boxFree eye testsChristmas and Summer Social EventsTop Performers...


  • Watford, Hertfordshire, United Kingdom Loans Warehouse Full time

    This is an exceptional opportunity to excel in a dynamic and growing sector within the specialist financial services industry. Loans Warehouse, established in 2006, has earned numerous awards for its expertise in Second Charge & Bridging Loans. The company offers genuine career progression and comprehensive training from industry-leading professionals.About...


  • Watford, Hertfordshire, United Kingdom Psixty Recruitment Ltd Full time

    We are seeking an experienced Specialist Mortgage and Finance Consultant to join our residential mortgage team. The successful candidate will be responsible for taking new enquiries from various sources, identifying the requirements, and placing them with the correct lender. They will also be responsible for underwriting new applications, packaging them with...


  • Watford, Hertfordshire, United Kingdom fish4.co - Jobboard Full time

    As a Mortgage Underwriter Specialist at fish4.co - Jobboard, you will be responsible for taking ownership of allocated cases from inception to completion. Your primary goal will be to ensure that all aspects of the loans are recorded accurately on the fusion lending platform and meet underwriting guidelines.Key responsibilities include:Entering and updating...


  • Watford, Hertfordshire, United Kingdom Enra Specialist Finance Full time

    Job Summary:The Senior Risk Underwriter role at Enra Specialist Finance is a critical position that requires a high degree of expertise in underwriting and risk assessment. As a Senior Risk Underwriter, you will be responsible for providing support to the Team Leader and serving as a referral point for less experienced staff.Key Responsibilities:Taking...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    About this Role:We are seeking a highly skilled and experienced Mortgage Support Specialist to join our team. As a Mortgage Support Specialist, you will be responsible for providing exceptional support to brokers across all aspects of the product lifecycle, dealing with queries from initial registration to post-completion relating to secured mortgages.Key...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    About the Role:We are seeking a highly skilled Second Charge Underwriter Specialist to join our team at Stellar Select Limited.Main Responsibilities: Lead the underwriting process for second charge mortgage applications.Conduct thorough credit assessments and risk evaluations.Collaborate with cross-functional teams to ensure seamless loan processing.Maintain...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    Job SummaryStellar Select Limited is seeking a skilled Buy to Let Underwriter to join our team. The ideal candidate will have experience in underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required.Key ResponsibilitiesUnderwrite and assess loan documentation, including...


  • Watford, Hertfordshire, United Kingdom Central London Community Health Trust Full time

    Job SummaryCentral London Community Health Trust is seeking a skilled Occupational Therapy Specialist to join our team. As a key member of our Community Services division, you will play a vital role in providing high-quality rehabilitation services to our patients.About the RoleYou will work closely with our Occupational Therapy team to assess and treat...


  • Watford, Hertfordshire, United Kingdom D&R Recruitment Limited Full time

    Job OverviewWe are seeking an experienced BTL Underwriting Manager to lead our underwriting team and drive business growth while maintaining credit disciplines.The ideal candidate will have extensive experience in managing and developing teams, with a strong background in underwriting and risk management.About the RoleThis is a senior leadership position...


  • Watford, Hertfordshire, United Kingdom Enra Specialist Finance Full time

    Enra Specialist Finance is seeking an experienced Management Accountant to join their Term Lending Finance team. As a key member of the team, you will be responsible for accounting and reporting of Term Products lending.About the RoleThis is a full-time position based in Watford, with a salary range of £40,000 - £60,000 per annum, depending on experience....


  • Watford, Hertfordshire, United Kingdom Central London Community Health Trust Full time

    Central London Community Health Trust (CLCH) is seeking an experienced Occupational Therapy Rehabilitation Specialist to join their Hertfordshire Adult Community Services team.As a Technical Instructor, you will play a vital role in assessing and treating patients in their own home environments, providing therapy and equipment as needed. You will work...


  • Watford, Hertfordshire, United Kingdom Group 1 Automotive Full time

    **Job Summary:**We are seeking a highly skilled Automotive Customer Experience Specialist to join our team at Group 1 Automotive. This role is responsible for delivering outstanding customer experiences in our busy Retail Centre.Key Responsibilities:Main Point of Contact for Customer Communication: Develop and maintain strong relationships with customers,...


  • Watford, Hertfordshire, United Kingdom Central London Community Health Trust Full time

    Job OverviewWe are seeking an experienced Community Rehabilitation Specialist to join our team at Central London Community Health Trust.The successful candidate will be responsible for assessing and treating patients in their own home environments, providing therapy and equipment as needed.This is a fantastic opportunity for a motivated and compassionate...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    About the Role:We are seeking a skilled Mortgage Support Specialist to join our team, supporting brokers across all aspects of the product lifecycle dealing with queries from initial registration through to post-completion relating to secured mortgages.Key Responsibilities:Assist brokers to maximise new business opportunities across the residential mortgage...


  • Watford, Hertfordshire, United Kingdom Stellar Select Limited Full time

    About Stellar Select Limited:Our company is a leading specialist lender, renowned for its expertise in property finance and lending. We are committed to fostering a dynamic work environment that enables our staff to thrive.Job Overview:We are seeking an experienced underwriter to join our team, responsible for assessing mortgage applications and ensuring all...


  • Watford, Hertfordshire, United Kingdom Wickes Full time

    About the Role:We are looking for a highly motivated Junior Product Development Specialist to join our team at Wickes. As a key member of our product development team, you will play a critical role in bringing new products to market, working closely with cross-functional teams to deliver high-quality products that meet customer needs.Job Summary:The...

  • Ambitious Podiatrist

    2 weeks ago


    Watford, Hertfordshire, United Kingdom Central London Community Healthcare NHS Trust Full time

    Job Title: Ambitious Podiatrist - Vascular and Wound Care SpecialistAbout the Role:This is an exciting opportunity to join our dynamic team as a specialist podiatrist in vascular and wound care. We are seeking a highly motivated individual who is passionate about delivering exceptional patient care and making a real impact in our community.About the Team:You...