Senior Credit Decision Specialist

3 weeks ago


London, Greater London, United Kingdom Iwoca Ltd Full time
About the Role

We are seeking an experienced Senior Credit Decision Specialist to join our UK-based team. As a key member of our credit assessment team, you will be responsible for evaluating loan applications from small businesses across the UK.

Job Description:

  • Evaluate loan applications from small businesses, assessing their creditworthiness and making informed decisions on loan approval.
  • Utilize your analytical skills to analyze financial statements and other relevant data to inform your credit decisioning.
  • Collaborate with cross-functional teams to ensure seamless decision-making and effective communication with customers.
  • Stay up-to-date with industry trends and developments to maintain expertise in commercial lending.

Requirements:

  • 4+ years' experience in commercial loan underwriting, credit sanctioning, or credit analysis within the UK SME sector.
  • Strong business acumen and understanding of risk and revenue drivers that influence creditworthiness.
  • Excellent analytical and problem-solving skills, with the ability to interpret complex financial data.
  • Effective communication and interpersonal skills, with the ability to work collaboratively with colleagues and stakeholders.

What We Offer:

  • A competitive salary of £45,000 - £60,000 per annum, depending on experience.
  • A generous benefits package, including medical insurance, 25 days' annual leave, and a fully paid sabbatical after 4 years.
  • The opportunity to work with a leading fintech company, driving innovation and growth in the UK's alternative finance market.


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