Risk and Compliance Officer

3 weeks ago


Watford, Hertfordshire, United Kingdom West One Loans Full time
Mortgage Underwriter Job Summary
We are seeking an experienced Mortgage Underwriter to join our team at West One Loans. As a key member of our underwriting team, you will be responsible for managing a caseload of mortgage applications, ensuring that all cases are underwritten within the Group's risk appetite.

About the Role
This is a challenging and rewarding role that requires a strong understanding of FCA regulation and experience in underwriting 2nd charge or BTL mortgage applications. You will have excellent written and verbal communication skills, with the ability to work as part of a team and manage multiple priorities.

Key Responsibilities
* Manage a caseload of mortgage applications, ensuring that all cases are underwritten within the Group's risk appetite.
* Take ownership of tasks delegated from the Team Leader such as UAT testing, product setup in Fusion, and updating procedure documents.
* Assist in the training, mentoring, and serve as a referral point for less experienced members of the team.
* Act as a referral point for broker support for queries on applications in the absence of the Team Leader.

Requirements
* A strong understanding of FCA regulation.
* Previous experience of managing a caseload and assessing cases for approval in a fast-paced environment.
* Experience within the secured lending sector.
* Experience in underwriting 2nd charge or BTL mortgage applications.
* CeMAP (desirable, not essential).

Estimated Salary
£35,000 - £40,000 per annum, depending on experience.

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