Lending Portfolio Manager
20 hours ago
We're Elect Capital, a forward-thinking lending brand dedicated to empowering SMEs with short-term, high-value loans for growth.
As our Business Development Lead, you'll play a pivotal role in launching our new mclfinance brand, building operational frameworks, and fostering strong relationships with stakeholders.
This exciting opportunity demands a seasoned professional with exceptional leadership skills, operational expertise, and a deep understanding of SME lending, underwriting, and collections processes.
- Leadership Expertise: Develop & implement strategic plans to achieve £5M–£10M per month lending targets within 6 months.
- Collaborate with mclfinance SLT to synchronize operational objectives with company vision & growth initiatives.
- Analyze market trends & competitors to identify innovative opportunities for differentiation.
- Operational Efficiency: Oversee end-to-end lending process, ensuring adherence to internal policies & regulatory requirements.
- Establish & monitor key performance indicators (KPIs) for lending volumes, default rates, & collections efficiency.
- Implement streamlined workflows for underwriting, collections, & customer service.
- Nurture relationships with brokers & partners for high-quality lead generation & retention.
- Team Building: Recruit, train, & manage a high-performing team, comprising collections, underwriting, & business development professionals.
- Foster a culture of accountability & continuous improvement as a mentor & leader.
- Cooperate with seconded staff from MCL Finance to optimize resource allocation.
- Technical Integration: Collaborate with IT teams to enhance the technology stack, including reporting tools, open banking integration, & customer portals.
- Ensure systems are user-friendly, scalable, & aligned with business needs.
Essential Qualifications and Skills:
- Proven experience (5+ years) in leadership roles within financial services, fintech, or lending.
- Strong knowledge of SME lending, underwriting, & collections processes.
- Outstanding operational & strategic management skills.
- Experience managing P&L, budgets, & financial performance.
- Familiarity with regulatory & compliance requirements.
- Ability to build & manage high-performing teams.
- Excellent communication, negotiation, & stakeholder management skills.
Our Offering:
- Competitive salary (£100,000 pa OTE).
- Chance to lead a high-growth brand & shape its future.
- Dynamic & collaborative work environment.
- Career development & advancement opportunities within the MCL Finance ecosystem.
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