Mortgage Underwriter Specialist

1 week ago


Watford, Hertfordshire, United Kingdom West One Loans Full time

Job Summary

This role is responsible for owning allocated cases from inception to completion, ensuring all underwriting is in line with Company policy and within regulation.

Key Responsibilities

  • Take ownership of tasks delegated from the Team Leader, including UAT testing, product setup in Fusion, and updating procedure documents.
  • Manage the Team in the absence of the Team Leader.
  • Assist in training, mentoring, and be a referral point to less experienced team members.
  • Liaise with introducers, valuers, and solicitors to maintain excellent relationships.
  • Ensure all cases are underwritten within the Group's Risk appetite.

Requirements

  • Ability to work as part of a team.
  • Pass internal competency tests post-induction.
  • High attention to detail.
  • Good written and verbal communication skills.

Desirable Qualifications

  • A strong understanding of FCA regulation.
  • Previous experience of managing a caseload and assessing cases for approval in a fast-paced environment.
  • Experience within the secured lending sector.
  • Experienced in underwriting 2nd Charge or BTL mortgage applications.
  • CeMAP (desirable, not essential).

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