Mortgage Underwriter Senior

4 weeks ago


Watford, Hertfordshire, United Kingdom fish4.co - Jobboard Full time
Job Title: Credit Mortgage Underwriter

At fish4.co - Jobboard, we're seeking a highly skilled Credit Mortgage Underwriter to join our team. As a Senior Underwriter, you will be responsible for taking ownership of allocated cases from inception to completion.

Key Responsibilities:

  • Enter and update borrower data in the fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
  • Conduct a thorough assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with company policy and within regulation.
  • Ensure that all cases are underwritten within the group's risk appetite.
  • Build strong relationships with 3rd party suppliers, including brokers and solicitors, to facilitate the smooth flow of business.
  • Maintain a pipeline of cases, overseeing cases from inception through to completion.
  • Maintain broker relationships that are integral to the growth of WOSL.
  • All work must be carried out in accordance with the company's policies and procedures.

Requirements:

  • Ability to work as part of a team.
  • Pass internal competency tests post-induction.
  • High attention to detail.
  • Good written and verbal communication skills.
  • An understanding of FCA regulations.
  • Experience in underwriting 1st and/or 2nd charge mortgage applications.

We're looking for a skilled and experienced Credit Mortgage Underwriter to join our team. If you have a strong background in underwriting and excellent communication skills, we'd love to hear from you.



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