Protection Underwriter
1 month ago
Legal & General is a leading financial services group, dedicated to building a better society for the long term. We aim to make life better for everyone by investing our customers' money in things that matter. Our company has a strong heritage and an exciting future, with a welcoming culture and opportunities to collaborate with diverse backgrounds, views, and experiences.
Estimated Salary: £45,000 - £60,000 per annum, depending on location and experience.
Job Description
We're recruiting for a Jr. Life Medical Underwriter to join our team. The successful candidate will be responsible for reviewing customer applications, identifying risk factors, and assessing whether we can offer Life, Critical Illness Cover, and Income Protection applications. This role offers both home-based or hybrid opportunities, depending on location.
Key Responsibilities:
- Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered.
- Address customer requirements in an efficient and professional manner, ensuring exceptional customer experience is delivered.
- Ensure requests for further information are appropriate and accurate, without impacting the customer journey unnecessarily.
- Identify complaints and escalate to authorized handlers, ensuring compliance with response time limits.
- Maintain an excellent knowledge of legislative and regulatory requirements.
- Communicate with internal and external customers via all methods of communication, maximizing customer satisfaction.
Requirements and Qualifications:
We're looking for candidates with experience underwriting protection products, a thorough understanding of risk factors for mortality and morbidity, and extensive knowledge of protection products. Excellent written and verbal communication skills are essential. An understanding of legislations and regulatory requirements would be preferable.
Benefits:
- The opportunity to participate in our annual performance-related bonus plan and valuable share schemes.
- Generous pension contribution.
- Life assurance.
- Private medical insurance (permanent employees only).
- A minimum of 25 days holiday, plus public holidays, 26 days after two years' service.
- Competitive family leave.
- Participation in our electric car scheme.
- Discounts at various high street stores and online.
Others:
At Legal & General, we strive to be open, mindful, and inclusive. We're willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.
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