Protection Underwriting Expert
4 days ago
We are seeking a skilled Protection Underwriting Expert to join our team. The role involves assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered.
About the RoleThis is a competitive position with a base salary of approximately $65,000 - $85,000 per annum, depending on location. We offer both home-based and hybrid opportunities, so we'll discuss this further at the application stage.
Key Responsibilities- Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered
- Address customer requirements in an efficient and professional manner, ensuring exceptional customer experience is delivered
- Ensure any requests for further information are appropriate and accurate, not impacting the customer journey unnecessarily
- Identify complaints and escalate them to an authorised complaints handler, ensuring compliance with response time limits
- Maintain an excellent knowledge and understanding of legislative and regulatory requirements
- Experience underwriting protection products
- Thorough understanding of risk factors for mortality and morbidity, as well as financial underwriting
- Extensive knowledge of all protection products
- Understanding of legislations and regulatory requirements would be preferable
- Excellent written and verbal communication skills
- The opportunity to participate in our annual performance-related bonus plan and valuable share schemes
- Generous pension contribution
- Life assurance
- Private medical insurance (permanent employees only)
- At least 25 days holiday, plus public holidays, 26 days after 2 years' service
- Competitive family leave
- Participate in our electric car scheme, offering tax-efficient salary sacrifice
L&G is a leading financial services group and major global investor. We're committed to building a better society for the long term, investing our customers' money in things that make life better for everyone. Our culture is welcoming, collaborative, and inclusive, empowering people to develop their careers and excel. We strive to be open, mindful, and adaptable, always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.
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