Mortgage Credit Analyst

1 week ago


London, Greater London, United Kingdom State Bank of India UK Full time
Job Title: Mortgage Credit Analyst

Job Summary:

We are seeking an experienced Mortgage Credit Analyst to join our team at State Bank of India UK. As a Mortgage Credit Analyst, you will be responsible for analysing credit risk associated with mortgage applications.

Key Responsibilities:

  • Assess creditworthiness of borrowers applying for mortgages.
  • Review credit reports and other relevant documentation.
  • Determine credit limits and approve or decline mortgage applications.
  • Collaborate with internal stakeholders, including Risk Committees.

Requirements:

  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Knowledge of UK regulatory framework, principles, and rules.
  • Relevant experience in underwriting or assessing credit proposals in BTL.

Benefits:

  • A competitive salary of £55,000 - £75,000 per annum.
  • A comprehensive benefits package, including health insurance, pension scheme, and annual leave.
  • Opportunities for career growth and professional development.

Estimated Salary: £65,000 per annum.



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