Credit Risk Manager for Large-Scale Transactions

4 hours ago


Birmingham, Birmingham, United Kingdom Shawbrook Full time
About Shawbrook:

Shawbrook is a leading provider of finance solutions to a wide range of customer segments. Our diversified offering includes complex structured credit facilities for growth-focused businesses, mortgages for professional landlords and property investors, and simple loans for consumers delivered digitally.

Job Description:

As a Senior Analysis Analyst within our Structured Real Estate Finance team, you will focus on assessing and managing credit risks for large-scale real estate transactions across a range of asset types, including residential, commercial and property-led trading businesses such as hotels and serviced offices.

  • Conduct detailed credit analysis and cash flow modelling for various real estate assets (residential and Commercial), structuring loans with real estate and corporate-style security packages across both investment and short-term loans.
  • Complete detailed credit analysis on the accounts (Balance Sheet, Profit and Loss, and cash-flow statements) of borrowers, tenants and sub-tenants as required to support applications.
  • Appraise the suitability of the legal structure of the borrower, and the impact on credit risk.
  • Collaborate with the data team to develop an AI-driven credit analysis tool, defining parameters and validating model accuracy.
  • Provide sector-specific insights, especially for Construction, Property Driven trading businesses, and commercial real estate sectors.
  • Ensure borrowers are compliant with UK property regulations and work with legal teams on LMA and security documentation.


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