Asset Finance Credit Manager

3 weeks ago


Newport, Newport, United Kingdom Propel Finance Full time

About Propel Finance and the Role

Propel Finance is a pioneering company that has been revolutionizing the world of finance for over two decades. Our mission is to provide innovative and accessible financial solutions to small and medium-sized enterprises across the country.

We are seeking an experienced Senior Underwriter to join our team and help drive our growth plans forward. As a Senior Underwriter, you will play a pivotal role in evaluating and approving credit proposals, ensuring that our customers receive the best possible financial support.

Your key responsibilities will include:

  • Credit Review and Approval: Conduct thorough credit reviews and sanction asset finance transactions up to a personal credit underwriting mandate limit.
  • Transaction Analysis: Analyze and provide recommendations on transactions being presented to the Transactional Credit Committee.
  • Cash Flow Analysis: Conduct cash flow analysis for larger transactions, ensuring that our customers receive the best possible financial support.
  • Stakeholder Management: Effectively manage stakeholders and communicate with Sales teams to ensure SLAs for deal decisions are managed.

The ideal candidate will possess:

  • Strong Financial Analysis Skills: Demonstrated ability to analyze complex financial data and make informed decisions.
  • Knowledge of Soft and Hard Assets: In-depth understanding of soft and hard assets, including cash flow analysis for larger transactions.
  • Excellent Communication Skills: Ability to effectively communicate with stakeholders, including Sales teams and Credit Committee members.
  • Minimum 5 Years' Experience: In asset finance, with a strong background in underwriting and credit management.

What We Offer

  • Competitive Salary: £60,000 - £80,000 per annum, depending on experience.
  • Hybrid Working Arrangements: 3 days per week in our modern offices in Newport or London, with flexible working options.
  • Benefits Package: 25 days annual leave + bank holidays, birthday day off, private medical insurance, gym membership, and more.


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