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Mortgage Underwriter
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Job Summary:
The successful candidate will be responsible for managing a pipeline of Buy to Let Mortgage loan cases and prioritizing accordingly. They will underwrite BTL loan applications within company lending criteria by making quality lending decisions.
Key Responsibilities:
- Manage a portfolio of BTL Mortgage loan cases and prioritize tasks accordingly.
- Underwrite BTL loan applications within company lending criteria by making informed lending decisions.
- Ensure high levels of communication with stakeholders, including brokers, applicants, surveyors, and solicitors.
- Maintain excellent customer service standards with internal and external parties.
- Collaborate with other departments, including sales, compliance, finance, and collections.
- Identify and implement process improvements to enhance efficiency and reduce risk.
- Monitor loan performance post-completion and follow up on any outstanding conditions prior to handing over to collections.
- Stay up-to-date with current best practices and regulatory requirements.
- Represent the company at industry events as required.
Requirements:
- Experience in underwriting BTL products is highly desirable.
- The role is based in an office environment and offers a competitive salary and benefits package.
About the Company:
D&R Recruitment Limited is a leading recruitment agency specializing in the financial services sector. We are committed to providing exceptional service to our clients and candidates.